Wednesday 25/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• plant some more seeds and do some work in garden
• sparkle a lot - cupcake socks socks today
• use lots of smilies to cheer me up

Good morning lovely dfw's hi to any new posters and a big wave to all the regulars., the high winds have returned again here, stuff blown all over the garden this morning and had some roof tiles come off last night so need to sort those out today:rolleyes:

Sending hugs to any poorly peeps xxx

see you later xx:D

Lottebear

Good Morning all,

Today I have or will;

- Visit Wilko and get seed tray
- Go to Gym to use membership
- Checked online banking
- Daily Scratch cards 10p and 25p
- Use up leftovers for Lunch and Dinner
- Wash up

pixiechick99

Morning all:D
Not feeling too bad today...I went to the doc yesterday, he's ruled out my appendix and going to arrange a scan for me very soon:o (I've looked up 'pelvic scan' on google - am not looking forward to it:rolleyes: )
Anyway, I'm off work for the rest of this week and as I don't feel *too* bad today, I must try and be useful, even if it stuff I can do from sitting down;)

Girls will be off to school in about 20min and I must resist the urge to go back to bed!

So, today I have/will do:

• check banking (PaydayUK loan not in yet - did it for the £65 Quidco, which has tracked already:p )
• scratchcards....2 x 10p booo
• Investigate changing gas/elec suppliers
• NSD ... have deliberately moved all my money to savings/club funds, leaving only 9p in my spending account so I can't buy anything;)
• Maybe do a washing, if I can find enough to wash...at 30 then on line if it stays dry
• Dig out NVQ and finally attempt to finish!
• Read newspaper online
• whizz hoover around
• dinner using meat from freezer - chilli/bolognese
• Investigate seeds......DD2 and I want to grow some veg;)

Anyway, that's all for now....must get some rest too, was shattered yesterday without my nap! Goodness knows what I'll be like after a days work next week:eek:

bookadict

Hi all,

Sorry I've not posted for ages. today I will:

- have a nsd.
- take in lunch to work. Home made soup and lots of fruit.
- Complete daily clicks and onepoll surveys.
- charge mobile at work.
- have a store cupboard tea.
- do some dooyoo reviews.
- make sure the library books I've read are all on the bookshelf ready to be returned tomorrow.
- Do some more cross stitch - I'm doing an all our yesterdays kit the train for my dad for Christmas.
- Check greenmetropolis to see if I've sold any books - doubt it. I'm averaging one book a month.

Have a great day everyone - keep it low and don't worry eat chips! :rotfl: :j


cx

mogchops

Good morning!

Blowing a gale here too Sophiesmum - been raining in the night, but dry now. Glad about that as walking to school again! Am off work for rest of week with this inner ear thing, just constantly dizzy & off balance. Getting peed off with it now! :mad:

Anyway....Today:

- Checked online banking
- Having leftovers for lunch
- Check for surveys & mystery shopping
- More housework
- Start thinking about weekend shopping list & next weeks meal plan

Boring stripey socks today!

Have a good day all xx

KTjazz

Morning everyone!

just a quickie from me for the moment.

Today

- Check online banking, it should be pay day today!!
- update MSE diary
- cheap night out. My dad is conducting a Big Band so tonight I'll be swinging! (£5)
- I'll try to stay awake through my working day (I'm exhausted)


It's not a lot but I'm a busy bee today.

I hope everyone is well

KTjazz. x

Pippilongstocking

Hi all
Quickie from me today -was I really in the big city yesterday it all seems so far away right now!

Today
[STRIKE]Check bank[/STRIKE] - this is my noman's land at the moment - dunno when I will get paid early next month so it might be a week left it might be two - oh the joys!
Lodger chap not signed lease yet so we need to finalise that or I need advertise room (i am getting a funny feeling about this)
[STRIKE]Need tax the car - all online stuff here so need do that ASAP[/STRIKE]
Tea from fridge
Left charger for phone in b and b room whooops phoned them last night and they assure me they will post it today - ho hum
Hormonal and grumpy so will endeavour to make myself scarce today!
More seeds germinated - need to plant some more and plant some garlic I got in the post
Phone evil debt collecting agency and got a full and final settlement of 120 instead of 177 so its paid - saves them harrassing me - but without you lot I would have just paid the full amount - so a big THANK YOU!!

Stripey socks with wee puppy dogs on them -

DawnW

Morning everyone :hello:

Working at home today, so will save fuel by not driving in to work
So far I have:

HM breakfast
Seen to animals

In a minute I will have to kick myself up the behind and get on with:

Quick tidy up
Lots of work!
Make some broccoli and Stilton soup out of reduced ingredients
Clean oven (even worse that the dreaded ir*ning, which I won't type in full as it is illegal)
Dig some more of the garden and sow some seeds in the bit I dug yesterday. OH normally digs the garden over for me in the spring, but he has been busy, and has now twisted his knee whilst slipping in a cowpat when running after an escaped cow :rolleyes: Still, I can do it, albeit at the speed of an arthritic snail!
Walk the dogs for (more) free exercise
Lunch and supper from stores
No spend day, as I will not be going out!

Have a nice day everyone :j

boopydoo

Morning all. Quick post before work for me

Today I have/will:

• daily scratch- no fishies this morning- got 20p woohoo:j
• checked online banking
• will chase up credit report company who didn't cancel my membership and then took £30 from my account:mad: forwarded original email so will call them again today and tell them to get their butts in gear
• go to work
• take laptop and do some dooyoo reviews if it isn't busy
• NSD hopefully
• breakfast/lunch/dinner at work, saves on store cupboard stuff and free!

Must dash! Hope any sickies are feeling better today! Weather looks nicer but don't want it to get too nice when I'm stuck in work til 6 :rotfl:

diamondgal007

Morning all!

I have a challenge - I have to make a £5.00 last til next Tuesday! Which includes food and travel to work!! :eek:

Annnyyy whooooooo....

- Today to save travel fees: it's walking for me....
- Off to Iceland in my lunch break to find any cheap ingrediants for food.
- Raided kitchen cupboard to salvage anything i can use to make up a meal
- Contacted local councillors AGAIN to see if they can help with CTax + bailiffs
- Had another go at contacting the council tax team to see if they will take debt back - They have said I need to contact bailiffs! - No worries, I will simply contact the council again tomorrow... and the day after.. (and well u get the drift)! Persistence pays!!

Have a good e1. Huglets and kisses to those who are not feeling too good today. :kisses3: :hello:

xx

Pookie_lou

Morning guys, 3rd day off for me, have managed to bring dr appmt forward though so will see her in the morning.

Today I will

* Check online banking - payday tomorrow..yay!
* Have a NSD.. Cant get out to spend anything :rolleyes:
* Quidco clicks
* Read newspapers online
* Take meat out of freezer for dinner
* HM spinach and ricotta cannelloni for lunch
* Enter some online comps

Have a good day everyone x