Landlords Insurance??

kingshir

I've looked but I can't find any reference to insurance for the contents of a furnished property. I'm told that a landlord can't insist that tenants have contents insurance any longer, which made me wonder what would happen if there was a fire for example? Any advice would gratefully be received (I didn't realise that letting out a property for a year or so would be so complicated :eek: )

Tassotti

If the contents are the tenants, and they don't wish to insure them, then lose the lot...tough on them.

If you are letting furnished, the contents which are yours, you insure.

kingshir

The contents are mine! Are there only certain insurance companies that will provide LL's contents insurance or will they all pls?

inmypocketnottheirs

Try https://www.letsure.co.uk for all forms of LL insurance.

plane_boy2000

Also try Household Insurance Services. They do a lot of landlords insurance and were quite a lot cheaper than my previous insurer. https://www.landlords-insurance.com

michaels

try rentguard - cheapest quote for me by a long way

Tassotti

rentguard also cheapest for me..get a few quotes..google up Landlord Insurance.

Don't forget to get liability insurance

gallygirl

plane_boy2000 wrote:

Also try Household Insurance Services. They do a lot of landlords insurance and were quite a lot cheaper than my previous insurer. www.landlords-insurance.com

Me too. And give a good service if you have to claim, or have any queries. Insurance is actually through Norwich Union.

simonfr

I use Homelet for my insurance.... but let unfurnished properties......

http://homeletuk.com/

Cant hurt to try ;-)

fishhawks

I use norwich union, as their buildings insurance includes £5000 of contents cover.

UK_Landlord_2

i have always used JPR insurance brokers they now run a site called ' landlord insurance direct ' , they sell rentguard insurance but at a discounted rate so it's actually cheaper than going direct, the insurance is the cheapest i can find, it was less than the quote i got from my landlord association.

to answer the above question, the landlord insures his own contents if he chooses to and the tenant must insure their own if they want it insured that is, some landlords insist tenants have insurance as it often covers damage to landlords property and as this is like insuring your deposit it maybe is not such a bad idea!