Transport for London forwarded me to CCS Baliffs after ignoring my letter to them

Neil_B

Ok good, we've got there.

I'm not judging or lecturing you on the fact you ballsed up - but you had to face it.
you did mention you had a rough time at the beginning of the year.

Although I mentioned CAB probably wouldn't know much about the earlier process, they may well be good in dealing with bailiffs once a debt is certain.

Another good source is 'bailiffadviceonline'. Best expert IMO and website is informative.

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Now. I imagine from what you say that you don't have much for the bailiff to seize. The first target will be the car. Perhaps that could disappear for a while? - although delaying it will add to the bill and they could still find it using ANPR.
I don't know how you managed to make an agreement with Equita - not the reputation i've heard. Have a look at what you said to them and maybe use it again with CCS?
I suggest you also speak to TFL Congestion Charging and inform them you are trying to pay the bailiff by arrangement. They might help or might not be interested.
Whatever happens, don't delay as charges will continue to increase. I can only suggest 'borrow it' if possible.
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Spartacus_Mills

MrCampbell wrote: »

The answer is to pay up and I would if I had money to do so but I don't which is why I wanted to make a payment arrangement. Equita allowed me to pay in partial payments which made things easier for me. CCS are a totally different company so I don't even know how they will respond if I call them and ask if I can pay over a few months.

I have been trying to get through to CAB but the lines have been buzy since I started calling. Will keep trying.

If you do not speak to them you won't find out.

You have to speak to them sooner or later.

MrCampbell

Thanks.

Just called the number on the CCS letter. Well there were 2. 1 was for payment which they stated is automated and one is to get through to their offices. I rang this number and the 1st thing I heard was "welcome to tfl our staff are here to help, please treat them as you wish to be treated yourself".

Anyway I got through to them and to cut a long story short the most I could get them to do was split the 200.38 into 4 monthly payments starting from the 31st of march. Still hard for me but that will have to be my last option if I can't have it stretched to 5-6 months. I really wanted to speak to CAB because they would have done a better job of setting up a payment plan for me seeing as they would be experienced.

Would like to thank everyone who has posted in this topic so far and sorry if I came across a certain way but I just don't like the idea of having to pay so much when I already have to pay them £16 a week to drive through the zone to get to my uni.

I hope it is possible to stretch the payment plan to 5-6 months. The way the lady was going on I found it hard to believe that she couldn't do better than that. I asked her if she could maybe stretch it to 5 but all she said was she should be accepting only a full payment anyway. The same thing equita told me but equitas was for £165 and I managed to stretch that to a few months resulting in easy small payments.

I really do hope these payments can be stretched for longer because £50 a month is unrealistic. I have to pay rent and other bills aswell as buying my food so I don't see how I will be fine after sacrificing £50 and doing this will just cause other debt problems.

Neil_B wrote: »

Ok good, we've got there.

I'm not judging or lecturing you on the fact you ballsed up - but you had to face it.
you did mention you had a rough time at the beginning of the year.

Although I mentioned CAB probably wouldn't know much about the earlier process, they may well be good in dealing with bailiffs once a debt is certain.

Another good source is 'bailiffadviceonline'. Best expert IMO and website is informative.

---

Now. I imagine from what you say that you don't have much for the bailiff to seize. The first target will be the car. Perhaps that could disappear for a while? - although delaying it will add to the bill and they could still find it using ANPR.
I don't know how you managed to make an agreement with Equita - not the reputation i've heard. Have a look at what you said to them and maybe use it again with CCS?
I suggest you also speak to TFL Congestion Charging and inform them you are trying to pay the bailiff by arrangement. They might help or might not be interested.
Whatever happens, don't delay as charges will continue to increase. I can only suggest 'borrow it' if possible.
-

Neil_B

Again gonna knock you back to reality.

IMO that is quite a lenient deal from the bailiff. If you push it they might change their minds!

personally. I'd run with that.

Glacier_2

Agreed Neil. He should not rock the boat.