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Use own decorator for home insurance claim?

Hi,

Recently a burst pipe destroyed our front room and we claimed through Halifax, and we have been inspected by a carpet and wallpaper company. We have been told that we need to buy the carpet and wallpaper but what i was interested in knowing, is that can we decide to use our own decorator to wallpaper the room instead of Halifax's. Its for the simple reason that our decorator is a family friend who would wallpaper to our time and schedule whereas for their company we are going to have to move some very heavy furniture round plus they just dont look that competant. If so, would he get paid via Halifax?
Thanks for any help :)

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Talk to them, most insurers fit in with all sorts of suggestions like this, (providing they don't cost any more!)
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I agree with Quentin.

    P.S the Insurers will normally try to pay the tradesman directly as it reduces the chances of fraud.
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