Tuesday 24/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• plant some more seeds and do some work in garden
• sparkle a lot - silver star socks today
• use lots of smilies to cheer me up

Good morning lovely dfw's hi to any new posters and a big wave to all the regulars., it has finally stopped blowing a gale here this morning, was wicked all day yesterday. Not much on the horizon at work hopefully just paperwork so shold be a quiet day.
Need to find time to repot the two blueberry bushes I got for Mothers day too and get them out in the garden.

Sending hugs to anyone poorly or feeling fed up xxx

Catch up with you all later xxx

diamondgal007

:j Morning all!!!!

- I've managed to find cheaper utility suppliers online YAY! :j

- Sent another email to my local councillors regarding bailiffs & council tax situation.

- Walking to work instead of spending on bus fares - gonna be challenging, as rain is predicted today! :mad:

Have a good day e1! And remember don't let the @@**!! get u down!!

xxxx

Lottebear

We have had a break through with OH, he came home from work and exclaimed his sandwich had cost £1.60 and tea and toast £80p he asked for a packed lunch to take today!

Today I have or will,

- Made OH packed lunch :T
- Store cupboard meals
- Use railcard to get cheap travel card
- Drop Libary books back and deliver Uni assignment
- Buy Orange Wednesday Cimena tickets
- Cash in old Mobile phone
- Checked online banking

mogchops

Good morning!!

Hmmm....yesterday went a bit off track - went to doctors in the morning has have been feeling dizzy recently, she had diagnoised an inner ear viral infection - so couple of days off work, some pills, and cant drive!! :eek: Dont mind the couple of days off, but dont like not being able to drive! Though from a DFW angle its good - saving on petrol! :rolleyes:

So my NSD yesterday was screwed by £7.10 for a prescription! :mad: Grrr.

Anyway....so today - walk the DDs to school (at least its dry!)

- Checked online banking already
- Can catch up with housework as will be no-one here to get under my feet
- Plant some more of my daily mirror seeds
- Leftover lasagne for tea for me (something from freezer for DDs as they dont like "second day lasagne" :rolleyes: ) and pizza for DH as he is working late shift.

DH collected the freecycle compost bin yesterday and installed it - so we're up & running with compost :T
- Found Music Magpie yesterday - got a pile together worth £9, so waiting for the postage label.
Yesterday afternoon I went through my wardrobe - wow that was scary! :eek: Loads of stuff out for charity shop; tried on my wedding outfit from 11 years ago - still got into it - just!!! :rotfl: Not getting rid of it though! Found 2 bridesmaids dresses from when the DDs were bridesmaids for SIL 4 years ago - still in a dress cover with chocolate sauce on them!! :eek: Going to take them to cleaners & if they come up ok will put them on ebay!


Have a lovely day everyone xxxxx

pixiechick99

Morning all:D
Off to the doctor's in a couple of hours, thank goodness. Hopefully they're sort out the pain in my abdomen:o

Anyway, not feeling too bad apart from that. Tis my last signed off day....here's a list:

• check online banking
• scratchcards
• tidy house a little
• read papers online
• NSD hopefully
• look into changing energy suppliers
• Dinner from food we have in - still not done a meal plan, hate not having one!

That's all for now. Hope you all have a good day;)

pixiechick99

Aw Mogchops, hope you recover quickly

mogchops

millyscarlett wrote: »

Aw Mogchops, hope you recover quickly

Thank you Milly, you too!! Yours has been dragging on for a while, I really hope they get you properly sorted today! Good luck! xxxx

lilly81

Hi Guys,

Thanks for all the lovely messages :A

Today I have/will:
*check online banking
*buy the sun newspaper for cheap holiday tokens (£60 holiday is my treat for being debt free)
*shuffle my money around
*stick to meal plan
*sew badges on beaver uniform
*help out at beavers tonight
*tidy up flat
*air dry washing
*study

Have a great day guys
Lilly X

Miss_Piggy_2

Morning all!

Mogchops hope you're feeling better soon. Still recovering from ear infection myself - they're not nice.

Milly - hope you are feeling better soon too!

SM - love the smilies!

Busy day today so better get my bum in gear and get off here!:rotfl: So here's my efforts for today:

* Do Mrs Mop job for SIL - that will mean fuel bought for the week

* Check on-line banking (to see if I have enough left in there to go and buy Daniel Craig today.....well, the DVD of Quantum of Solace anyway!:rotfl: )

* Take Piglet to nursery at 3pm and hope he doesn't throw up again!

* Washing out on line as looking nice

* Storecupboard dinner

* Bits of change into bertie Bassett

* Take squash to work to stop me buying expensive cans out of machine!

* Pay ebay invoice - its overdue...oops!

Have good Tuesdays everyone. Hugs to all those feeling poorly!

Miss P
xx

pixiechick99

Miss_Piggy wrote: »

* Take Piglet to nursery at 3pm and hope he doesn't throw up again!


xx

Ooooh I hope not too! (Sorry, HAD to use that smilie again;) )

OliveOyl_2

Morning All :hello:
Good News on your OH Lottiebear - a giant leap for OH-kind :j

So today I have/will:

• take Pa's old microwave to the tip - he wondered if it could be freecycled or anything but as we'd been nagging him to get rid of it (lining worn away etc:eek: ) the metal recycling place is the place for it so continuing with SM's mantra reduce/reuse/recycle
• brought in packed lunch (last of the sweet potato soup and HM bread)
• menu planned supper
• I put in the freezer 15 portions of beef stock that I made with the free bones from the butcher
• scratch'n'click
• nurture my seeds (some STILL have not sprouted and they've been there since SATURDAY :eek: )
• clear & clean the sitting room because the piano tuner has warned me that the woman who might want the piano is fastidious. :eek: and I must sell it.
• off to Drama Club tonight - 20p from my entertainment budget for coffee :rotfl:

Have a great day everybody