WarrantyDirect - any good?

c6h4m1

I'm looking at getting a warranty for my car from Warranty Direct as it only comes with a 3 month warranty from the dealer. Are Warranty Direct any good, and which is the best level of warranty to get for a 3 year old car that will be just out of the manufacturer's warranty?

Pew_Pew_Pew_Lasers!

Warranties are a waste of money. Don't bother.

swiftnick

Pew_Pew_Pew_Lasers! wrote: »

Warranties are a waste of money. Don't bother.

I work at an independent garage and I'm tending to agree with this.

TimmyP_2

I've been looking at a warranty for a used car I'm about to purchase as I only get a 4 month one from the dealer/garage. Rather than spend the cash on a warranty and risk it not being paid out, I'm going to put circa £150/200 a month into my e-saver account and will use that as and when require.

I just hope thats the right way to go about it!!!

AdrianHi

On a car enthusiast forum I frequent elsewhere Warranty Direct is about the only warranty company people rate. Get the most comprehensive cover you can so virtually everything is covered and if you have to claim follow the claims procedure precisly and you won't have any trouble.
Key thing is policy on wear and tear, the favourite get out excuse for not paying. Warranty Direct publish their policy which involves reducing % tage pay out as the car goes beyond 70,000 miles.

For a family car like a Mondeo you should be looking at £350-£450.

If it's a petrol car and Japanese or a Skoda, I'd probably stick the money in a savings account instead.

What car is it?
I went with BMW insured extended warranty (actually Mondial assistance) which has a reasonable reputation too.

c6h4m1

If it's a petrol car and Japanese or a Skoda, I'd probably stick the money in a savings account instead.

What car is it?
I went with BMW insured extended warranty (actually Mondial assistance) which has a reasonable reputation too.

It's a petrol Japanese one! Why would it be better to put the money in a savings account? Is that because they are less likely to break down? The Japanese cars I've had have all been very reliable, the last one cost me less in repairs in 3 years than other cars have cost me in 6 months.

AdrianHi

c6h4m1 wrote: »

It's a petrol Japanese one! Why would it be better to put the money in a savings account? Is that because they are less likely to break down? The Japanese cars I've had have all been very reliable, the last one cost me less in repairs in 3 years than other cars have cost me in 6 months.

I think Japanese petrol cars are less lilkely to break down so would take my chances and put the money in a savings account instead.
My view on Japanese petrol cars comes from my personal experience. I service all my cars "by the book".
First Nissan Primera a 1992 2.0 petrol driven 60,000 to 112,000 miles. Broke down once at 90,000 miles £80 for a new fuel pump
Second Nissan Primera 1996 GT covered 4000 miles and I had an accident writting it off - no faults
Mitsubishi Galant V6 2.5 driven from 1500 miles to 122,000 miles (thats 120,500 miles) and nothing ever broke, though brake disks needed skimming 3 times at £100 a go. Things were wearing out of course and the maintenance was getting too frequent. 3.5 years later I still miss this car a lot.
BMW 320d from new 43,000 miles and 3.5 years and it had to have the electronic steering lock replaced (design fault apparently) at about 20,000 miles. No idea of cost, under waranty, but the car was in the workshop for a week.

So 176500 miles of Japanese petrol car motoring hits me with an £80 fuel pump and a bit of disk skimming at about £300 in total where the BMW presented a repair bill of lord knows how much inside 20,000 miles. I like my 2005 320d very much, but I also like the BMW / Mondial extended warranty I'm keeping up on it at £350 a year with £100 excess.

Looks like we have had similar experiences with our Japanese cars vs. others.

c6h4m1

That's similar to mine - a Nissan that only ever cost service charges, Mitsubishi that cost wear and tear repairs and nothing else and a Scooby that had a problem with sensors and otherwise was just again, wear and tear costs.

That's compared to various Fords and Citroens that cost me several times what the cars were worth in breakdowns. That's why I've gone back to a Japanese car again!

Thanks for the info, it might be well worth me putting the money away by the sound of it.