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Accident only involving me, what to do with insurance.

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Comments

  • astonsmummy
    astonsmummy Posts: 14,219 Forumite
    malkom wrote: »
    You should have seen the car afterwards! I couldn't believe I'd just clambered out of the back window with nothing but cut on my knuckle.

    I was strangely calm afterwards too, it was all a bit surreal. I think I was mostly annoyed that I'd just filled it up with petrol!



    When you say it is for information purposes only do that mean it won't effect my no claims?
    Dont ya just hate it when that happens, 2 cars of mine have broken down and been unrepairable the day after putting £20 in the tank :rolleyes:

    Glad your unhurt though!
    :j Baby boy Number 2, arrived 12th April 2009!:j
  • malkom
    malkom Posts: 10 Forumite
    Well the insurers have been told and I've just found out that I'll be stumped with a £250 recovery fee for the vehicle. Awesome. I was getting it sorted myself until the police arrived and called someone in.

    Eh well, such is modern life.

    Thanks for all the nice messages though.
  • GT60
    GT60 Posts: 2,375 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Malkom
    All it is so the company has a record of what has happened they might not even be interested, but at least you have told them.
    Plus it cover's your back, your ncd stays intact.
    Spending my time reading how to fix PC's,instead of looking at Facebook.
  • malkom
    malkom Posts: 10 Forumite
    niall24 wrote: »
    Malkom
    All it is so the company has a record of what has happened they might not even be interested, but at least you have told them.
    Plus it cover's your back, your ncd stays intact.

    They didn't seem to be all that interested to be honest. I'll be getting an accident report form in the post and that should be the end of it... we'll we'll see when the policy comes up for renewal!
  • bryanb
    bryanb Posts: 5,034 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Trouble is, a lot of insurance proposals now ask if you've had any accidents in the last 5 years. When changing companies it might affect your quote.
    This is an open forum, anyone can post and I just did !
  • malkom wrote: »
    Well the insurers have been told and I've just found out that I'll be stumped with a £250 recovery fee for the vehicle. Awesome. I was getting it sorted myself until the police arrived and called someone in.

    Someones ripped you of there mate as the national recovery cost when using the Police scheme is £150. Sounds like £100 straight into the back pocket of the garage.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • shelly
    shelly Posts: 6,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    malkom wrote: »
    I think I was mostly annoyed that I'd just filled it up with petrol!


    My Dad said the same when in A&E whilst laying on a spinal board with fractured wrist, broken shoulder, half a dozen+ broken ribs and a broken nose. :rolleyes:
    Hubby joked with him that if he wanted a cabriolet there was easier ways of getting one.
    (he got hit head on and had to be cut out)


    I am glad you are ok though, that's all what matters at the end of the day.
    :heart2: Love isn't finding someone you can live with. It's finding someone you can't live without :heart2:
  • custardy
    custardy Posts: 38,365 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    i had the same with a my renault 5 turbo
    swerved to miss a deer and clipped a ditch
    a few rolls later there i was upside down
    got out and there was my vrand new exhaust shining up at me lol
    i was very annoyed i can tell you
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