Travel Insurance - New York

WaxiesDargle

Hi all

I'm off to New York with my two daughters in August for 5 nights...can anyone let me know the best travel insurance deals. Thanks

Oscar_The_Grouch

Don't go for the cheapest cover you can find; make sure you have full cover for at least £5m on medical cover and that "repatriation" in the event of death or injury is included.

Don't worry about the personal possessions cover - they tend to make a deduction for wear and tear and only cover you for up to £200 or £300 per item - not enough to cover an I phone or anything you may buy on holiday. Instead, make sure you have cover in your home insurance.

Try phoning your home and motor insurers and see if they offer travel cover too - you never know, they may give you a discount!!

dacouch

Good advice Oscar, also if you are likely to travel again in the next twelve months you may find its only a few more pounds to arrange an annual multi trip travel insurance policy which is normally the case if any of the trips are to the USA

WaxiesDargle

Thanks for the info it's appreciated

WaxiesDargle

Tesco have a 'one adult and kids (under 18) go free' travel insurance...medical is only 2 million though and not the 5 million that you said Oscar


8 day Worldwide policy for a single parent family

This policy covers 1 adult and up to 4 children for one trip to any destination, for up to 8 days (including travelling days). The trip must start and end in the UK.

Your quote is £30.00

single payment including Insurance Premium Tax where applicable

Unless marked with a ¹ or ², claims are subject to a £50 excess for each insured incident. Each person on the policy is covered for

• Medical Expenses - up to £2,000,000
• Personal Possessions - up to £1,250 (or up to £625 for each child)
• Personal Money - up to £400 (or up to £200 for each child)
• Cancellation & Curtailment - up to £2,500
• Personal Liability - up to £2,000,000²
• Delayed Departure - up to £2,500
• Loss of Passport - up to £200
• Legal Expenses - up to £15,000¹