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IVA and renting
oliviarosejackson
Posts: 292 Forumite
Hi everyone,
I was wonderig if anyone could help me? I am currently filling out the forms to rent a property and I am worried about the credit checks, as I am currently in an IVA. My partner has put that he shall be paying 100% of the rent, but they still need to do the credit checks on me. I am worried that it will come back that we have failed?? And I do not want to pay out £100 each for the fees for the checks if it is going to come back that it has failed.
Any help will be greatly appreciated
I was wonderig if anyone could help me? I am currently filling out the forms to rent a property and I am worried about the credit checks, as I am currently in an IVA. My partner has put that he shall be paying 100% of the rent, but they still need to do the credit checks on me. I am worried that it will come back that we have failed?? And I do not want to pay out £100 each for the fees for the checks if it is going to come back that it has failed.
Any help will be greatly appreciated
January GC £33/200
Christmas 2012 savings £60
Christmas 2012 savings £60
0
Comments
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It's going to be down to the LL to interpret what he will from the results of the credit checks. If he doesn't mind the IVA if your OH is working then great, otherwise he may ask for a guarantor.0
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Discuss it first, no point paying the checking fee if you know you will be turned down.
If your partner is paying all the rent ask if the tenancy can be in that name and you be a permitted occupier.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
Hi, thanks for the replies.
We are going through a letting agent, will that make a difference??January GC £33/200
Christmas 2012 savings £600 -
Hi Olivia, have you had any luck? I am applying for a rental property tomorrow and also scared of failing the credit checks!0
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