Help please - Debit Finance Collections LTD demanding payment

Tozer

Apples2 wrote: »

You've just learnt kickboxing so you won't get bullied anymore!!

Wade into their Offices like Jackie Chan and give them all a good !!! Whooping

Agreed. Although if any of the instructors are there....

janeywoo

That would be very satisfying!!

phlogeston

LinasPilibaitisisbatman wrote: »

Wrong the OP is being asked for £70.

1 x £30 for the month that bounced
1 x £30 for a months notice
and a £10 fee for dealing with the bounced DD etc.

Entirely fair

WRONG, WRONG, WRONG....

We don't know what the OP is being asked for!

The OP was being provided a service by the kickboxing club and gave notice to their representative which was accepted. Therefore, owes no money to the club.

Another party Debit Finance Collections provided a collection service (on behalf of the kickboxing club). The OP has every right to cancel a DD whenever it suits.

OP owes no money for the kickboxing and has not received any goods or services from the Debit Finance Collections.

So for what exactly does the OP owe any money?

DDs don't bounce! They had no right to collect as there was no money owed.

LinasPilibaitisisbatman

phlogeston wrote: »

WRONG, WRONG, WRONG....

We don't know what the OP is being asked for!

The OP was being provided a service by the kickboxing club and gave notice to their representative which was accepted. Therefore, owes no money to the club.

Another party Debit Finance Collections provided a collection service (on behalf of the kickboxing club). The OP has every right to cancel a DD whenever it suits.

OP owes no money for the kickboxing and has not received any goods or services from the Debit Finance Collections.

So for what exactly does the OP owe any money?

DDs don't bounce! They had no right to collect as there was no money owed.

1) We do as they told us further up the thread
2)Wrong, the OP did not provide the necessary form of notice. The instructor is just that an instructor. They also admitted they knew how to do it properly.
3)Of course, but that doesnt nullify the contract that exists and the monies are still owed.
4) The one month they cancelled, their one month notice handed in properly and £10 fee for the admin work caused by their error.
5) They had every right to as the OP hadnt met their obligations and cancelled in writing with 30 days notice.

dacouch

http://www.leisure-finance.co.uk/index.cfm?fuseaction=c.showPage&pageID=4

• Will our customers be upset by ‘strong arm tactics’?

LFG has a firm but fair policy. All defaulting customers are handled entirely in-house and not past to a third party debt recovery agency, which in some cases can have a negative impact on your customer relations.
To add to this we strongly believe in providing you, our client, with full control over how far LFG take defaulting members.

phlogeston

LinasPilibaitisisbatman wrote: »

1) We do as they told us further up the thread.

No we don't, the OP say a direct debit mandate, that is not a contract. The mandate also included some other details, that I asked to see.

You, of course, are such an expert that you can tell whether a piece of paper is contractually binding without seeing it. I do not have these super powers.

LinasPilibaitisisbatman wrote: »

2)Wrong, the OP did not provide the necessary form of notice. The instructor is just that an instructor. They also admitted they knew how to do it properly..

Notice is only owed to the person to whom the OP has a contract. Notice can be varied by mutual consent. If the contract is with the kick boxing club, notice was given to their representative and accepted.

LinasPilibaitisisbatman wrote: »

3)Of course, but that doesnt nullify the contract that exists and the monies are still owed.

There you go again, assuming the OP has a contact with the Debit Finance Collections. The OP has a contact for the supply of kick boxing instruction, not for the collection of Direct Debits.

LinasPilibaitisisbatman wrote: »

4) The one month they cancelled, their one month notice handed in properly and £10 fee for the admin work caused by their error.
5) They had every right to as the OP hadnt met their obligations and cancelled in writing with 30 days notice.

There you go again, again. The OP has no obligations to a finance company to continue to allow DD payments that are not owed.

Stop making assumptions, they help no one. Don't give crap advice, when all I asked to see was the form that the OP signed, so that I could give some informed advice.