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Trials and tribulations of a Debt Free Wannabee!

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Comments

  • Swinstie73
    Swinstie73 Posts: 2,897 Forumite
    Hi savingholmes,

    Bad news with the postponed interview but just look on it as more time to prepare! Maybe will hear something back about the other one too - trying to insert smilies but not working for some reason, so here is an improvised one :-)

    Managed to get my housework done last week, had the gas man coming and didn't want the embarrassment, but it's get messy again - straight home for me tonight methinks.

    Have a nice night everyone - ah the light nights are brill! x
  • Karen_30
    Karen_30 Posts: 823 Forumite
    Hi SC,

    Sorry to hear about the interview. How was the choccies?! I must admit i'm a bit of a chocoholic....I think I could set up my own self help group for it infact :eek:
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI Swinstie and Karen (and others) interview now Thursday instead - better really as it was high pressure to have it today as well as doing the handover... Got to go in tomorrow too but hoping to leave fairly quickly....

    Just done a search on the web and no new jobs to apply for currently... Probably should chase round the agencies tomorrow but I feel like having a few days off chilling. The Thursday interview in theory should be one stage so could find out quite quickly if I have a job... all the more reason to have a lie in Wednesday LOL! :shhh: It would be another interim role rather than a perm job - and it is quite a trek from where I live so not ideal....

    I just wish I knew the outcome from last week's interview... it is much better money and more of a challenge... OH had a dentist appointment so came home early - he is crashed out on the sofa - snoring - so irritating:mad: ! He did bring DD home from after school club - but I do need to go and get my DS from a friend's house....

    The choccies are part of last Friday's pressie from my work... They are absolutely gorgeous! Only had 2 so far (today) so feel quite restrained LOL!:p
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • sistercas
    sistercas Posts: 4,803 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Karen_30 wrote: »
    I must admit i'm a bit of a chocoholic....I think I could set up my own self help group for it infact :eek:
    I'd join I would be a lifetime member lol
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sistercas wrote: »
    I'd join I would be a lifetime member lol
    I would join you on that one too :rotfl:
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    hi SH hope that today went well, and that you are employed again
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • Hello :wave:

    Well done on the debt busting so far SH. Really hope you get the first job and if not the Thursday one.

    LOL about the housework for visitors. I agree far more important things to concentrate on.

    A chocoholic salf help group sounds good. I count it as an essential food stuff along with protein, vitamins etc!
    :j
    May 2013 new beginnings:j
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Was in bed last night for 8pm - felt so drained from the handover and stuff.... Now I am awake can't sleep! At least yesterday was an NSD though and I don't usually have many of them...

    Today's my last day...:eek: Hopefully it will be a short one....

    Chev - and keeping positive - nice of you to drop in - hope you are both okay too!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Another one reporting in for chocoholics anonymous :o

    Hope your last day goes well. Well done on the NSD too......I just can't seem to manage one of those. *Note to self - TRY HARDER!!!*
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Hollyberry
    Hollyberry Posts: 837 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Hope your last day goes ok...and is a nice short one.
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