Council Tax - 10 or 12 months

JayJay7777

Well I have chased the council and they are going to get back to me so I guess watch this space.

Interesting that they push for the 10 month payment period when everything else in on a 12 month basis

topbadger

Think it very much depends on what the council will allow. My council let you pay over 12 months as long as you set up a direct debit (they even very kindly let you have a choice of three dates in the month for the payments to go out). Any other method (other than a lump sum up front!) involves the normal 10 payments.

moneymare

JayJay7777 wrote: »

Interesting that they push for the 10 month payment period when everything else in on a 12 month basis

See above.

The Council Tax Regulations allow for 10 monthly instals - those allowing 12 months do so at their own discretion.

TotallyBroke

It's the same as water companies, they expect payment over 10 instead of 12 months as well. But again they sometimes will change it if you ask.

I personally prefer to pay over 10 months giving me 2 free months of water and council tax. I've had a spare £298 in the last 2 months. It's helped me get debt free a lot quicker rather than just saving the £27 every month.

jacquij123

They collect it over the ten months so it gives them two months to collect any outstanding before the end of the financial year (well in theory anyway), so I suppose they are not always going to be keen to change. Mine will let you pay in ten or twelve.

Merlinexcalibur

Yeah, I have to admit I too like the 'grace' period of the 2 month thing when you don't pay. Everyone got hit with new bills yesterday ... I can tell you the call centre at the council concerned was pretty much overloaded with the volume of calls.

wornoutmumoftwo

Mine insist it's paid over 10 months - so, what I do is work out how much it is over the whole year and just start paying it early.

Why they can't do it over 12 is beyond me, and I wonder why I can't choose a monthly payment date unless I'm on direct debit. We get paid weekly so it is inconvenient way to pay, thye even told me I can't pay weekly by standing order, but I do, I just ensure they get the moeny before it's due each month.

uberalles

Called my council and asked that payments be spread over 12 months, they refused.

They state that the only way they can do this is if I fall into arrears. They will take my case to court, apparently with no negative bearing on my credit rating, then gain an order from which they can agree a payment plan, over 12months. The court summons piece will add £40 to my bill.

I am not happy about this and am about to write to the Council Leader .