We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Happy St Patricks Day (Oh.. and i've been Discharged!)
Waspeze
Posts: 2,479 Forumite
Well here we are.. 12 months on from walking into Brighton court to hand over those bits of paper and i'm still alive, I haven't been locked up or persecuted or shunned or had parts amputated or put in the stocks and had tomatoes thrown at me or.. or.. or any of the other things you could get led to believe happens when you declare yourself bankrupt!
In fact, if you ask anyone who knows me i'm probably the happiest i've been in years.. more relaxed, more confident, quite simply just able to enjoy myself again.
There's been some downs though so it wasn't all plain sailing, had an issue with my IPA which after an initial scare was all sorted out amicably.
It's so nice to hear the phone ring and answer it knowing that the worst it's going to be is someone trying to sell you something... to open post knowing it's not threatening me with my worst nightmares if I don't phone this 0870 number immediately!
So... was it worth it? Was it worth the "stigma", the knowing looks, the head shaking etc? Was it?? Damn right it was!!
I have a future now.. i'm saving for my holiday in May, i'm planning some things for later in the year .. I enjoy going out with my friends and not have to worry about which credit card to withdraw cash from as i don't get paid for 2 weeks!
I do still have to pay my IPA for a couple of years so until that's gone i'm not totally free but paying £186 a month when I used to be paying nearly £1000 on debts is not a concern and I don't resent having to pay some back... I did spend it in the first place after all!
Anyway... I wouldn't have been able to do it without the support of a lot of people on this site, I'm not going to list them as i'd forget one or two and feel awful but you know who you are and all I can say is THANKYOU .. it's such a warm fuzzy feeling knowing there are people out there who are genuinely prepared to help without thought of personal gain .. :A
Take care and good luck to all of you just starting on this journey. It may be a struggle but the light does get closer :beer:
In fact, if you ask anyone who knows me i'm probably the happiest i've been in years.. more relaxed, more confident, quite simply just able to enjoy myself again.
There's been some downs though so it wasn't all plain sailing, had an issue with my IPA which after an initial scare was all sorted out amicably.
It's so nice to hear the phone ring and answer it knowing that the worst it's going to be is someone trying to sell you something... to open post knowing it's not threatening me with my worst nightmares if I don't phone this 0870 number immediately!
So... was it worth it? Was it worth the "stigma", the knowing looks, the head shaking etc? Was it?? Damn right it was!!
I have a future now.. i'm saving for my holiday in May, i'm planning some things for later in the year .. I enjoy going out with my friends and not have to worry about which credit card to withdraw cash from as i don't get paid for 2 weeks!
I do still have to pay my IPA for a couple of years so until that's gone i'm not totally free but paying £186 a month when I used to be paying nearly £1000 on debts is not a concern and I don't resent having to pay some back... I did spend it in the first place after all!
Anyway... I wouldn't have been able to do it without the support of a lot of people on this site, I'm not going to list them as i'd forget one or two and feel awful but you know who you are and all I can say is THANKYOU .. it's such a warm fuzzy feeling knowing there are people out there who are genuinely prepared to help without thought of personal gain .. :A
Take care and good luck to all of you just starting on this journey. It may be a struggle but the light does get closer :beer:
:hello:
Save a little money each month and at the end of the year you’ll be surprised at how little you have.
An eye for an eye only ends up making the whole world blind
0
Comments
-
at the risk of repeating myself...:D
I would say "happy discharge" but it sounds sooooooooooooooo wrong!
We all die. The goal isn't to live forever, the goal is to create something that will0 -
good luck with the holiday .. hope all goes well
Slimming world start 28/01/2012 starting weight 21st 2.5lb current weight 17st 9-total loss 3st 7.5lb
Slimmer of the month February , March ,April
0 -
Congrats on your discharge :T feels nice to be on the other side of it all. I know i felt much better.BSC No: 186 There is always light at the end of the tunnel. Unless someone's nicked the candle !
0 -
Thanks all
I do feel like singing that Soup Dragons song
I'm Free ....... :hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
congrats waspie
you go and sing from the rooftops
kas xxbr no 188
AD 17th apr 09:D
mortgage free 22/5/09:D
debt free 11/8/09:D
:j#18 £2 saver = £ :T sealed pot #333silent member of mikes mobi will lose weight :rolleyes: i will sort my house
0 -
Fair play to you mate and well done. Thanks for the info you gave me and enjoy a pint on St Patrick.0
-
philnicandamy wrote: »I would say "happy discharge" but it sounds sooooooooooooooo wrong!
Know what you mean .. whenever i told my friends I was getting discharged today the looks I got were a picture :rotfl::hello:Save a little money each month and at the end of the year you’ll be surprised at how little you have.An eye for an eye only ends up making the whole world blind0 -
-
so no ones asked yet but did you stay up till 12 to watch your name get took off???
congrats
If you want to see the rainbow ,you gotta put up with some rain0 -
Congratulations Waspy!
L x0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards