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Refused life insurance

Hi,

If someone is refused life insurance [type 2 diabetes diet controlled be the main factor] then do they have to declare this when getting quotes for building/contents insurance? Or just if making another life insurance application?

Comments

  • dunstonh
    dunstonh Posts: 121,282 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    It only has to be declared on any medically underwritten plans. Although some illnesses do need to be declared for car insurances.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • HoolyNI
    HoolyNI Posts: 286 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Thanks.

    I have declared diabetes to car and motorcycle insurance with no additional premiums, but just noticed the "ever refused insurance question" when getting quotes for buildings/contents and wondered if it could be relevant.
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