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Diary of a Poor Person aged 46 1/2

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  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi MrsC - well done for keeping up the ebaying! You are doing so well!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    been busy with ebay today... fingers crossed for big sales!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    I'm running mine down to bundle up DVDs etc.

    Moody mate is selling one of his cars and I soooooooo want it. Nice little Alfa...can't justify on any planet another car.
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • Scottishmummy
    Scottishmummy Posts: 1,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Karen_30 wrote: »
    If someone could invent the choc that doesn't go straight to the wobbly bits they'd be super rich :p If only eh!!!

    Just break it in half and shake all the calories out:rotfl::rotfl::rotfl:



    DH painted our shed green and it fell down a week later:o
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
    Proud to be No. 47 of the DMP mutual support club
    DFW Nerd #380. Proud to be dealing with my debt
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ooo scottish mummmy... do you think there is a spooky connection between the shed and the dark green paint??? hmm im worried now.

    as for the cookies and shaking them to get calories out.. yeah i like that!

    @kissjen - hmm cars 'as i know from bitter experience' v exp items so maybe have a rethink. i know having a new car really feels good till u start paying for it :-(

    have a good day all - its sunny for a change!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Happytogetdebtfree
    Happytogetdebtfree Posts: 6,798 Forumite
    hey peeps, managed to pick up last minute weekend shift so a 100 quid in my bank next friday yippee always good x shattered going to bed soon speak later xxx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    nice ... very nice good on u happytogetdebfree...

    ebay going well for me - updated my totals again!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Scottishmummy
    Scottishmummy Posts: 1,176 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    mrscmr wrote: »
    ooo scottish mummmy... do you think there is a spooky connection between the shed and the dark green paint??? hmm im worried now.

    No I think it's got more to do with the fact the shed was falling apart and DH thought a coat of paint might help hold it together for a bit longer:rotfl:
    The person who moves a mountain begins by carrying small stones.
    Diet loss starting Sept 2019 0/80lbs:eek::o
    Proud to be No. 47 of the DMP mutual support club
    DFW Nerd #380. Proud to be dealing with my debt
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    but but but ... my shed is falling apart too and im convinced some dark green paint will make it blend into folliage and keep it together... ooopps!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Now what works is dark green paint thickly applied on top of the masking tape which is really holding the shed together. It would work likes uber strong papier mache. Isn't that what samurai armour was - laquered paper or cloth? Ooh think I must look this up now. £2.99 roll of tape from B&Q and bob's your uncle.

    PS I must get out more
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
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