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Diary of a Poor Person aged 46 1/2
Comments
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sorry to hear all the wedding stress is piling on... weddings are a very very stressful time. we got ourselves into bit of debt and ours was a very very cheap do - think it totalled about 3k but that was 15 yrs ago.
i will be changing my totals next week as we have paid off a bit more - only tiny bits but a bit more!
have a great wekend all!!
xx
hug to happytobedebtfree - cos she needs it!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
im perked up ready to commence the 1st of june with vengence grrrrrrrrrrrrrrrr untill then its 2 slimfast and a meal
so two days yay and its treadmill/stepper everyday yay xx
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
happy - weddings are stressful. My MIL was supposed to pay for stuff for our wedding - she pulled out - so we got stuck with lots of unexpected bills...! So I completely sympathise with wanting to get that resolved first!
MrsC good news that you've had some new work in - and easy too can't be bad! I hear what you saying about the kids deserve a treat however - that is one expensive treat! Perhaps consider a more MSE version another time - with vouchers or clubcard deals or whatever? Worth looking into?
Bye for now!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Thanks saving holmes feeling real fed up with debt wish i could clear at least one of my credit cards and it would make me feel somewhat better knowing one thing had goneI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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ok i have had my last scoop of chunky monkey for a bit!
yes i know i spent too much today but what is done is done! sometimes even i need a treat!
have agreat weekend all.
diet 9am monday!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
yay to diet, ive just closed my halifax card because they sent a letter saying intrest going up however you could close the card if you wished to stay at same intrest rate cheeky swines so i phoned and cancelled it cheeky bleeders !I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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happy sunny saturday all.
im going to take laptop to garden to work! will do listing later and spend no money today! actually i have none to spend!
hope u all enjoy the sun. oh my laptop now has a plug in fan to cool it - lets see if that works - will know within the hour!
xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hope the fan is working il be intouch xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Well after 4 hours and no laptop breakdown i say the fan works!!!! yeah im happy with that cos saves me taking craptop to shop and getting fixed!!!
@happy2bdebtfree - sorry chicken but im having a pizza tonight but im using my money off voucher through mse!
xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
aha you enjoy pizza xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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