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Diary of a Poor Person aged 46 1/2

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  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sorry to hear all the wedding stress is piling on... weddings are a very very stressful time. we got ourselves into bit of debt and ours was a very very cheap do - think it totalled about 3k but that was 15 yrs ago.

    i will be changing my totals next week as we have paid off a bit more - only tiny bits but a bit more!
    have a great wekend all!!
    xx
    hug to happytobedebtfree - cos she needs it!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • im perked up ready to commence the 1st of june with vengence grrrrrrrrrrrrrrrr untill then its 2 slimfast and a meal :D so two days yay and its treadmill/stepper everyday yay xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    happy - weddings are stressful. My MIL was supposed to pay for stuff for our wedding - she pulled out - so we got stuck with lots of unexpected bills...! So I completely sympathise with wanting to get that resolved first!

    MrsC good news that you've had some new work in - and easy too can't be bad! I hear what you saying about the kids deserve a treat however - that is one expensive treat! Perhaps consider a more MSE version another time - with vouchers or clubcard deals or whatever? Worth looking into?

    Bye for now!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Thanks saving holmes feeling real fed up with debt wish i could clear at least one of my credit cards and it would make me feel somewhat better knowing one thing had gone :(
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ok i have had my last scoop of chunky monkey for a bit!

    yes i know i spent too much today but what is done is done! sometimes even i need a treat!

    have agreat weekend all.

    diet 9am monday!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • yay to diet, ive just closed my halifax card because they sent a letter saying intrest going up however you could close the card if you wished to stay at same intrest rate cheeky swines so i phoned and cancelled it cheeky bleeders !
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    happy sunny saturday all.

    im going to take laptop to garden to work! will do listing later and spend no money today! actually i have none to spend!

    hope u all enjoy the sun. oh my laptop now has a plug in fan to cool it - lets see if that works - will know within the hour!
    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Hope the fan is working il be intouch xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well after 4 hours and no laptop breakdown i say the fan works!!!! yeah im happy with that cos saves me taking craptop to shop and getting fixed!!!

    @happy2bdebtfree - sorry chicken but im having a pizza tonight but im using my money off voucher through mse!

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • aha you enjoy pizza x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
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