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Diary of a Poor Person aged 46 1/2

1305306308310311380

Comments

  • Purpleroses
    Purpleroses Posts: 4,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    evening! hope work is going well

    i'm watching britains got talents, playing online bing0 and making jewellery. how rock and roll lol
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    sound fun!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi mrscmr

    Glad the money issue has sorted itself out.

    I am OK, DD1 and DD2 back tomorrow about lunchtime, might take DD3 to Taplow Carboot sale in the morning just to have a quick look round, didn't think to go to the Denham one today.
    Sealed Pot Challenge #016
  • Ah mrs cmr glad money issues sorted out. How's the it work? I'm tired just in from a nice meal at friends house and a movie x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hello people....

    sorry been missing in action... lots on a moment... not a minute to myself...

    had to rejig the figures slightly...

    currently owing 140k on ccards and loans and big figure is 503K and we have paid off 73k since nov 08.

    not sure why the figures were bit off.. but thats the update.

    hope u all well, kids back to school and about to launch website at weekend if all is well!

    too many long nights working :(

    xx
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Hi mrs cmr glad to see you hope you are well, well done on website have a few early nights hope it is launch weekend this weekend xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi mrscmr - glad you are OK, how exciting about the website, would love to see it when it's finished.
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 28,974 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    congrats on your debt figure going in the right direction...
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Brilliant new signature going on there, well done :T
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    blooming working blooming hard this week!
    good news first thing this morning though.. neighbour want to replace fence... and get fir trees cut down.. and guess what.... we dont have to pay at all!!!!!! yay!

    oh the cc/loan figure is now starting with at 139K so gone down in 1 day!

    soon be pay day!

    how everyone doing?

    xx

    maybe one day my hubby will even get home from switzerland!
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
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