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Diary of a Poor Person aged 46 1/2

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Comments

  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you feel better tomorrow.
    Sealed Pot Challenge #016
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi mrscmr just back on line after a few days and catching up with your news. Fantastic WOO HOO :jre the Cyprus money and heres hoping re the car sale as well. Onwards and upwards.

    Please also PM me details of your store..am trying not to buy stuff but there is always an exception!!;)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi fc - any tips on search engine optimisation - feel free to share!

    MrsC you are sounding more chipper again which is great to see
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SEO is witchcraftery!

    recently been on several seo courses.. find it facinating. can mail u some stuff if u like SH?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • Morning guys, hope all is well, hope the head cold has gone mrs c xx oh,s neeting today eeek
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • too_much_debt
    too_much_debt Posts: 3,218 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi mrscmr

    How's things? Hope your cold didn't get any worse. It's been quiet so far this week, hope everything is OK, how is the car going?

    Got a neutral yesterday which annoyed me as the person didn't e-mail to say they weren't happy, so that makes 1 neg and 1 neut on my Personal account so am going to do any new Personal listings under my other Private ID as that doesn't have any neutrals or negs.

    Hope the sun is shining on you!
    Sealed Pot Challenge #016
  • savingholmes
    savingholmes Posts: 28,997 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks MrsC have sent you a pm!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mrscmr
    mrscmr Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ok im sorry but in a mad rush tonight... for various reasons ...

    1. child still ill but has to go to school tomorrow alternatively i may chop of his head.

    2. i still have a head cold - but in denial! ha

    3. homework city here.

    4. dishwasher still broken - not even rung repair poeple... washing up is nightmare.

    5. some reason we dont have any hot water unless i put emersion heater on.. but who caress.. currently living by emersion heater. has boiler broken?

    6. been out all day earning a crust. tired overwhelmed

    7. have to go out and earn new crust tomorrow.

    8. have about 10 parcels to get ready tonight.

    9. want to watch holby tonight if its on but doubt i will be able to.

    10 tired

    11. hundreds of calls to return on phone - done all those.

    12. no cyprus money

    13. ironing pile is now a joke .. .its even gone too far for me to think it normal.

    the end.

    later peeps...

    anyone got anything nice to tell me to cheer me up?
    Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
    :heart2:Ebay Challenge 2011 - Still supporting from afar!
    Long haulers supporters DFW #223
  • lol xx hope your ok x
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Do NOT iron. Have 3 DSs like you but ironing is the thing I don't do - would rather have a clean and tidy house and if I iron the DSs just crease it all up when they put it away anyway, so entirely wasted effort. Is one reason I find summer more of a challenge as so much more really DOES have to be ironed.....

    OMG am so middle aged, posting about ironing (or lack of)

    Did like the make up chat above tho, have many "lust-haves" myself but staying strong - at least until I prepare for my Paris trip....really must have a new Dior lipstick in my favourite "Casual Beige" for that....

    Mrs R
    #Tesco 0% NIL Jan 2010
    # RBS 3.9% NIL Oct 2010
    # Virgin 0% £2670.92 Oct 2010
    # RBS O/D NIL - repaid with redundancy pay Jan 2010
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