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Diary of a Poor Person aged 46 1/2
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Hi MrsC - hope you are okay.... Can you pm me a link to your facebook group...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
well an evening of working working working... but for the greater good!
will be updating our facebook group with all our products with a description and link - some new things too! i must say all this online promotion and marketing is time consuming and hard work.. but my theory is that its like a pipe, if you feed in enough at the top then surely but surely the results have to come out the bottom. so if we feed in enough then we will get results.
now then.. a teeny weeny little confession... went to town today with a good friend for a coffee - said friend spent lots as per usual... but i only wanted one thing... moving on from my YSL foundation purchase [oh did i mention that?] i really wanted to get an eye liner with glitter bits in like u see people on tv [omg listen to me! such drivel!]
so said friend who seems to know alot about cosmetics - indeed seems to have many products in her possession... took me to superdrug where we worshipped at the alter of GOSH cosmetics.
i purchased 1 item of sparkly silver paint on eye liner and 2 eye liner pencils - one in dark purple and one in blue. i now officially sparkle!
ok ... we did go into monsoon, where they had the MOST WONDERFUL sparkly beaded dresses and tops. omg why is it that the shops have great stuff when i am poor as mouse. said friend purchased.. and i just stood there dribbling all over the clothes - obviously no one can buy these clothes now as i have dribbled on them! but they were soooooooooooooo lovely! clothes like that make me feel happy - well used to! one day though i promise i will go there and buy without using credit!
xxHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
I too love Monsoon, even in my heyday, I could only justify buying from there in the sale as everything is so pricey. The one dress I did have, that I loved, I ruined. But that is a whole other story!** Proud to be dealing with my debts **LBM - Jan 2009 _pale_ : £24,802.21 :eek:February 2010 :silenced: : £18,078.47 (not including OD)July 2010
= £16,819.34 (not including OD)
January 2012 :mad: = £14,338.75 (not including OD)0 -
tell us the story, mrs gg.. we all love to hear a true life story....
im all ears!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
So am I Mrs GG!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I know the sparkly eyeliner feeling - but for me it is the opi taupe nailpolish. It came this morning and is like melted chocolate on my fingers (without the calories!!) :-)0
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ahhhh LHB!!!! yes i completely understand! for me though, its sparkles everytime!
OPI is v v nice polish! hope u enjoy it!Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
to all those lovely mummies out there...
HAPPY MOTHERS DAY
May your little angels treat you like a princess for the day !!xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Happy Mother's Day to you too mrscmr.
We are going out for lunch but that is about it, got to bath all the kids in the morning and go through their hairs with the nitty gritty comb again, it is so tedious, we get rid of the lice and then they get reinfected again at school - what's the point!!Sealed Pot Challenge #0160 -
Happy mothers day mrs cmr!
(will go to superdrug to check sparklies next week. Lusted after a lancome eyeliner - a new one - khol something or other in sand, but luckily its all sold out !)0
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