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Diary of a Poor Person aged 46 1/2
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ladies... both OH and i were sooo sick we were just grey, it was a grim grim time. i had no idea how bad things were then.then OH's company closed down due to recession, which all went really bad. then no money for months and months....and here we are now!
we have had rubbish times.
we trust NO ONE any more which is actually very very sad. we look at everyone through narrowed eyes, thinking.. ok what are you going to do to us? what scams or horrid things have u got planned?Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
ladies... both OH and i were sooo sick we were just grey, it was a grim grim time. i had no idea how bad things were then.then OH's company closed down due to recession, which all went really bad. then no money for months and months....and here we are now!
we have had rubbish times.
we trust NO ONE any more which is actually very very sad. we look at everyone through narrowed eyes, thinking.. ok what are you going to do to us? what scams or horrid things have u got planned?
The trusting thing is sad but inevitable I guess....as you get older you get more wary as once bitten, twice shy.
I shudder to think how naive we used to be...embarrassing really.:o Made the mistake of judging others by how we would behave in certain situations.
We were very let down recently by someone who we have known for years....wasn't a disaster but it felt nasty inside as they turned out just to be out for No 1.0 -
Oh mrscmr - you and your husband have had such a rough time, I really hope that one day (soon) your luck changes and something really special happens for you both.
Hope you find a 'decent/honest' buyer for your car.Sealed Pot Challenge #0160 -
hope your car sells okayAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Hi,
Just thought I would pop in and say hi. what a terrible time you have had. I hope everything works out for you re monies you are owed etc. I was just curious, what is your group on facebook? Im sure everything will work out, good luck and big hugs to you.:DLBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(0 -
thanks jasper... i have pm'd you.
have a good day everyone... its sunny
well off to work for me... catch up later xHighest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230 -
Hope you have a good day!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have a good day mrscmr.
I'm meeting up with a friend tomorrow evening and we are going for a Pizza, will be nice to go out and have a good natter and be able to eat a meal without being disturbed by little ones.Sealed Pot Challenge #0160 -
Have joined your facebook group.
Hope that the car sells soon.0 -
hello all
up and down kind of day.
downs first... only one down actually but really made me sad and have nasty feeling in tummy. yesterday an ebay buyer rang me at home to check i had received their postal order and had sent item, which i had. then today when i out at work they rang again and left a rather horrid message to say that basically they didnt belive me and that they would expect me to sort it out and would be reporting me to ebay.
firstly i have posted item, i have proof of postage and plus i havent done anything wrong. i am completely sad and v upset that a man can do that. where is my phone number stored that he can do that?
ups:
well facebook group growing, some ebay sales from both personal and shop, plus twitter followers now is 45! nice.
and i am over 100,000 views on my diary that is amazing... who are all these people who view it? i guess there are people i dont even know? i dont think i am that intersteding .. perhaps i might expect about 83 views but not over 100,000! amazing and thats in 12 months!
thank you all xx
im off to feel sad.
oh yeah ... remember i said we had sucker tatooed on forehead, well surely enough received jolly email via autotrader.. from a buyer, who says "i would like to buy your car, i will pay the price u want, please send me vim number, photos of inside and outside [um why? they are on site] and reg no." duh i think NOT. firstly NO REAL BUYER says i accept your price! duhh... fake bankers draft anyone?Highest Debt £581,000 Nov 08 and now owe nothing! yes really! I have learnt my lesson the hard way!
:heart2:Ebay Challenge 2011 - Still supporting from afar!
Long haulers supporters DFW #2230
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