What would be a fair amout to charge?

jamesd

billymac61 wrote: »

if you issue a cheque at or under your card limit and write the card number on the back of the cheque, the Bank has to honour the payment

If your card is anything like mine the bank will be entitled to refuse to honour it because it's the merchant who is required to write the number.

natweststaffmember

dunstonh wrote: »

Yes. However, you know as well as me that those that are abusing the cheque guarantee card are often the ones that will not hand it back and will keep doing it until they run out of cheques.

But the bank have authorised them to hold a cheque and card in the first place so that is irrelevant. The bank have unfortunately trusted someone to represent themselves and have made a bad misjudgement.