ICICI Savings account & Credit Score

shahidemran

I applied for ICICI Savings account on 28/09/2005, as they were taking ages to sort it out, I just gave up , On my Experian Credit file 6 searches were recorded under Previous Search P3-P8 on same date, does it effect my credit score and further credit application? Also I have two searches by some Insurance Company under Application Type: Unrecorded Enquiry, Whats that and does it effect overall score?

grumbler

I don't know about 6 searches (I think this is not good), but there is no point in worrying about unrecorded enquires: FAQ => What is an Unrecorded Enquiry?

shahidemran

grumbler wrote:

I don't know about 6 searches (I think this is not good), ....

can I do anything?

grumbler

shahidemran wrote:

can I do anything?

FAQ Home > About your credit report >Changing information about credit searches

How do I get duplicate searches removed from my credit report?

We can only remove a search if we are told to do so by the company who made it. If you want to remove a search from your credit report you need to contact the lender directly. If they agree to remove the search they will notify us and we will update your credit report.

In some cases it is possible that an initial search was made further to your application and then an "enquiry" was made by the same company while making further investigations into your application. If this is the case then both entries should be kept on your report.

c_smith

I've just opened one of these HiSave accounts with ICICI. Can anyone tell me if you receive regular statements through the post with this account, and if so, how often?

grumbler

c_smith wrote:

I've just opened one of these HiSave accounts with ICICI. Can anyone tell me if you receive regular statements through the post with this account, and if so, how often?

Terms and Conditions :

We will provide updated statements of your Account on a secure part of the Site for you to view whenever you wish. Such statements will remain online for 12 months. Please check your statement carefully, since if you tell us as soon as possible we can correct any mistakes. We recommend that you keep a hard copy of all electronic statements. We will send you one statement each year, either electronically or by mail. Please note that, while we will do our best, due to the technology, we do not guarantee the accuracy of such statements. Such statements may also be subject to disclaimers.