Help with confusing letter

thechippy

Hi all,

I wonder if you can advise on a letter I received today. I don't want to respond to it yet, as I'm unsure as to what it's about.

I'll type it in word for word below, but omitting personal details and policy numbers.
The Mrs X that you will see mentioned is my ex wife of quite some time ago. I have not seen or heard of her in over 18 years and have no idea of her status or current whereabouts...

The letter is from Axa.

Dear Mr X

Policy number 12345
Maturing 24/10/2008
Life(s) assured: Mr X & Mrs X

We wish to write to you in connection with the maturity of the above policy, but do not have an up-to-date address for you on our records. I have therefore sent this letter to you via the Department of Work and Pensions.

Please complete and return the enclosed form so that I can write to you again with further information.

Yours sincerely
xxx

Customer services manager.

The enclosed form is simply asking me to confirm my address, phone number and signature.

Thanks for any help....;)

agaveworm

1 - It's addressed to you

2 - What kind of policy? You must have an insurable interest? did you take on the 'mortgage' on your own?

3 - 18 years and not heard from the wife? Lucky you......

thechippy

agaveworm wrote: »

1 - It's addressed to you

2 - What kind of policy? You must have an insurable interest? did you take on the 'mortgage' on your own?

3 - 18 years and not heard from the wife? Lucky you......

This is why it's confusing.

Yes, addressed to me.
I dont recall paying for any policy relating to the first wife for many years.
I didn't have a mortgage with the first wife.

...Not hearing from her for 18 years, yep! big bonus......;)

agaveworm

Don't quote me - but there is case law on this.

If the policy was incepted whilst you had an insurable interest; ie married (was she really that bad?) - then you should still be liable to the Benefit. Benefit being the key word.

Phone 'em.

thechippy

Many thanks,

I'll contact them - and yes! she was that bad.....

Other comments welcome, but I'll let you know any outcome..;)

dobbie82

I would certainly phone them at least. no doubt your ex has had the same letter so may try claiming the whole lot!