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single parent with new £70,000 mort to pay off pdq!

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Comments

  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    congratulations. Sounds like you're doing really well.:T
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • lil'H
    lil'H Posts: 514 Forumite
    Hi gentlepurr, just popped over from DFW baord as have no motgage to be free of so mot usually on here (as in can't afford a house yet not paid off mortgage!). Know nothing about mortgages but have had a lot of run ins with child tax credit. Was suprised they are stopping your payments, I am self employed so reguarly my situation changes. They have always sorted it over the phone, and never had to do anything on paper, when they've said before they are stopping payments to resort new amounts, I have just said ok, hung up rung back and spoken to someone new who has sorted it all there and then. Maybe worth ringing again and see what they say, they can't leave you stranded for that long. Though having said that when they do backpay the 8/10 weeks if you've managed without it you'll have a nice lump sum to put against mortgage.

    lil'H (Hope I'm not intruding on your board!!!)
    Riding out the receession.........
  • halloweenqueen_2
    halloweenqueen_2 Posts: 3,312 Forumite
    Its amazing what you can achieve when you have a goal, well done, hope things work out for you, good luck with the house hunting!
  • Iwantahouse_2
    Iwantahouse_2 Posts: 118 Forumite
    have you looked at madasafish for broadband
    Car £1500
    Parents £5000
    Barclaycard £900.68
    + 127,000 Mortgage :eek:
    all on my lonesome
  • nellis10
    nellis10 Posts: 1,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congrats on getting the new house sorted out!!! Younger than you? not sure...lol...I'm 35!!! :eek:

    I have all these ideas/plans in place, but I guess until I know how much NSDH is going to fork out....I'm still just daydremaing...focussing on DFW instead, then I can look forward to the future!!

    Keep posting gentlepurr...I need inspiration!! :T
    2024 Challenges
    • Grocery Budget (January £0/£300)
    • Decluttering (Underway!)
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  • Daddyo
    Daddyo Posts: 125 Forumite
    Hiya - noticed £35 on kids dinner money.

    Everyone says that us oldies should take pack up lunches to work - why not the kids too ?

    Plus - i ve seen Jamies School Dinners !!! Yuk !!
    Smile!
  • beanielou
    beanielou Posts: 96,612 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Unfortunatly its so not cool for 12/213 year ols to take a packed lunch!
    Gentlepurr arent you doing so wqell?
    Love the cat by the way
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • gentlepurr
    gentlepurr Posts: 4,123 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    beani lou, you have hit the nail on the head re the packed lunches! mind you, by the time you buy all good stuff for the lunch boxes, its not far short of the £1.65 a day it costs for school meals, and at least i know he is getting a (half!) decent warm meal every day, so gives me a bit of flexibilty at night.

    thanks for your comments re my avatar. i wish she was mine! i had a cat exactly like her a few years ago!

    xx
    "It is not uncommon for slight acquaintances to get married, but a couple really have to know each other to get divorced." - Anonymous
    :)
  • Daddyo
    Daddyo Posts: 125 Forumite
    Thats true enough i suppose !!
    Smile!
  • gentlepurr
    gentlepurr Posts: 4,123 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Daddyo wrote:
    Thats true enough i suppose !!

    good of you to care enough to post though. (and sarnies would be even dearer if i shopped at that posh new waitrose ya got near you:rotfl: )

    thanks:D

    xx
    "It is not uncommon for slight acquaintances to get married, but a couple really have to know each other to get divorced." - Anonymous
    :)
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