0% Interest card transfers

right_charlie_2

I'm sure there is some sound and more than likely very simple advice out there which could help.
Credit card rating had a number of scores which although in the main have been paid off are still appearing ( a score of 2 on one for missing 2 months payments of £5 pm) Steps in hand to try to get these amended following correspondence with each of the Companies, It would seem however that I may have a total reassessed score of 4.I would then hope to ask for a new credit score assessment with one card having the higfhest score of 2. Total credit card clearance could be achieved with a loan of £22,000 and my employmnet would enable me to repay at £450 (currently repaying a £550 which is leaving me short).
Partner who has a well paid job and excellent credit rating is suggesting that she taskes out a 0% new credit card and pay's of my debts. a) is this possible to takever someone elses debt, and if so what is the best CC to obtain.c) how do we do the transfer of debt if this is possible?
Thanks in advance for anyone who can advise.

Bokken_2

right_charlie wrote:

Total credit card clearance could be achieved with a loan of £22,000 and my employmnet would enable me to repay at £450 (currently repaying a £550 which is leaving me short)..

this sounds like a consolidation of debts generally most people here are against this as it then leaves you wide open to re-offend on your credit cards creating the whole debt problem again.

right_charlie wrote:

Partner who has a well paid job and excellent credit rating is suggesting that she taskes out a 0% new credit card and pay's of my debts. a) is this possible to takever someone elses debt, and if so what is the best CC to obtain.c) how do we do the transfer of debt if this is possible?
Thanks in advance for anyone who can advise.

You can do this Balance Transfers can be made between different accounts to settle a balance and create the debt on your partners card .
There are several ways to do this and several cards to choose from including MNBA MINT A&L Virgin.
Read up on and understand Martins articles on Balance Transfers and Super Balance Transfers and credit cards.
here on the left.
Once you've read that and have applied it to your circumstances it will become clearer just in case it isn't post back here and get some more help.