Cozza's get it gone and get a House Diary

cozza123

yeah I suppose your right just was kinda thinking that it is just two weeks until payday and would be putting that much in maybe more when I get paid as I have 3 lots of overtime to go in next months wage as well as normal wage.

just thought maybe cut the interest down slightly the interest rate on my loan is 14.01% think i'm just so keen to get rid of it and get a deposit together for the house. I've even seen the house I want which is a bit OTT i guess but if it motivates me then it's a good thing and maybe just maybe it may still be up for sale when the time comes (wishful thinking)

Olliegami

If it's only 2 weeks, I'd wait until the money gets into your bank and then use it for your loan payment right away! ^^;

Are you using the internet to make any extra money at the moment?

cozza123

Yeah to be honest i've done quite abit of ebay sales and any money I have made from that has gone straight into my loan and also quidco if I needed anything the cashback from that has gone into the loan too.

cozza123

I'm now in less than £3000 debt :j yayyyyyyyyy

cozza123

Have another day overtime at double time tomorrow so £110.95 before tax however the bank holidays in May are out of the door :mad: not to worry

On the good side I have knocked off ten months off my orginal end date of my loan :j so getting closer

cozza123

Did an extra five hours at work friday at time and a half and get 5 hours holiday extra great :j. Off for the next three days think i'm going to do some cooking bought a cooking book full of muffins, cakes, brownies and pies all should be put to good use.

hoping to put in an extra £200.00 this month as well as my normal £239.26 payment and the £300.00 extra payment made recently so fingers crossed.

cozza123

I have updated my signature today and it's in the below £2000 now yay:j shouldn't be long now till it's gone and i'm saving for a deposit.

I have now changed my phone contract from £35 per month to £10 and for pretty much the same thing still unlimited texts just no upgrade on the phone so got a cheap one from ebay on it's way, so thats a saving of £260 over the year as the phone cost £40 as my old phone wouldn't work with the sim even if I unlocked it but I suppose I would sell my old phone.

lianne1984

Ah well done, sounds like you're on the right track!