Thursday 12/3/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking - only 1 days to pay day
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker and flapjacks in remoska
• storecupboard lunch and tea
• make steak pie and cherry pie with couple of tins of m&s stuff mum gave me yesterday
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• sparkle a lot - favourite purple cow socks on today
• use lots of smilies to cheer me up

Good morning lovely dfw's, Hi to all the regular posters and welcome to any newbies .
Have a good day everyone - the sun is shining here and everyone is in a good mood. Weigh in tonight for me at the gym - expecting good things as I have been soooo good all week:rolleyes:

Sending hugs to anyone in need xxx

Catch up with you all later

Candy0107

Morning All,

Today I have/will:

• All meals and snacks from home
• Will not buy coffee at work
• Have an interview after work tonight – researching that at the moment
• Need to do scratchcards
• Check bank
• Check Quidco
• Eek the last of my printer cartridge out – at the moment, the text is black at the start of the page and red towards the bottom

Think that is about all, take care
Candy xx

sillylittlejill

hello :wave:

-check online banking
-make chicken balti for tea using the jar in the back of the cupboard
-save £15 on train ticket-cancelled my trial shift for job
-stay in and watch dvds on OH's new gorgeous HD LCD TV!!! That's not very DFW but its my OH's and he has wanted one for aaages!!
-check with old boss if he has spoken to HR lady about me going back there-can't wait!!!
-tidy our room (still at parents so living in one room...) as the fancy new TV has made the rest of the room look really bad!

xxxx

claireabelle_2

morning everyone
working at home today so should be a NSD! apart from just realised OH has taken last of bread to work with him... trip to garage next door then!
Today I will

• check my banking
• only buy bread (in fact I shall check bermuda triangle freezer first to see if any's lurking )
• take delivery of my company car am so excited it's taken 6 months to arrive!
• finish my 5 lots of washing, 2 down, one in and 2 to go! all being line dried inside so my house smells lovely but looks strange...

have a lovely day all
Claire

~Yorkshire_Belle~

:rotfl:More motivated today so have:

:jchecked online banking and looked at spreadsheets ready for pay day tomorrow :j

:jtea ready and waiting to be cooked by DS1, new regime of him cooking once a week starts NOW :j

:jcan pop home for lunch today so not packed it but have sandwich stuff ready

:jDS1's parents eve tonight so hoping to hear good things

:eek: Funny smell in hall - not trainers or ukky kit. Have looked in all accesible places, am now worried it might be a dead something tucked away behind a HUGE cupboard. Have asked OH to help but he's scuttled off elsewhere :eek:

as always to sophiesmum for starting this today and giving me the incentive to get going!

candy I hope the job you don't like is just about bearable at least

andan - when's your next list making online training :rotfl:need some of your organisation skills I think after yesterdays prevaricating

claire - how exciting getting a car - you can now be stuck on the south circular in comfort :rotfl:

lilly81

Mornng all,

Today i have/will:
*check online banking
*daily scratch- 10p :j
*daily click
*do 2 mystery shops
*stick to meal plan

Thats all I can think of for now,

Lilly X

WelshWoofer

Morning all!

Not much to report today - grey and miserable in Manc!

Today I will/have...

• Had brekkie at home
• Brought diet lunch to work with me
• Have leftover chilli for tea
• Go to pub quiz but will drive so no naughty boozing/spending
• Walk dog for free exercise... one down 2 to go
• Only spend £5 at pub (if that!)
• Pay day tomorrow!
• Checked banks
• Do any surveys that turn up
• Charge mobile at work
• STICK TO DIET!!!

That's it for today for me
Have a good one

Pippilongstocking

Hello all
Late today

We had a hob nob robbery last night so made some more this AM
Pick up bale of straw from college
Papers today
Try and figure out my supermarket - ie can you print out a list??
Work out exactly what I need on my list for going away and see what planning I can do to see some pals - hurray!!
Banking
Lodger room done, tea tonight out of freezer - he's only got a week left with us - and he got a job hurrah
Walk doggies at plots to see how willow is getting on
Do some more work
Look through the for sales ads in paper
Find out where the second hand furiture place is
Look at doing a tea list for next week and see if I can avoid buying much
Ring about desk offered to us on freecycle for new lodger coming
Ask at work if the hort dept has a spare soil warming cable - I could do with borrowing one to make a bigger propagator

Fluffy rainbow socks today stolen from DD drawers as most of my socks gone walk about!

Hugs kisses and sparkles galore to those who need any xx

PS another tomato has germinated today - taken lid of propogator to getthe wee monsters use to the temperature in the conservatory and then will move them in a couple days.

Miss_Piggy_2

Morning all

Still yucky today but slightly livelier than yesterday. Had to call OH home from work halfway through morning. He was brilliant, bless him. Had doctors appt yesterday afternoon for something else so got him to look at my throat. He said "oh thats nasty" which really helped. :rotfl: Apparently its a viral throat infection. Lots of rest (fat chance), fluids etc.

SO , won't be doing much today.

* take Piglet to nursery at 1pm and then go to bed!
* One lot of washing at 30'c - airer dry
* Free dinner - mum sent a nice pie over
* Ring Nan to thank her for anniversary present - she sent £50 over for us!
* Check on-line banking

Thats it!

:wave: to Piq, Fay, MrsA, SM and all others

Miss P
xx

OliveOyl_2

New cars? New tellys? How lovely :j :j enjoy

My freecycle telly wouldn't work this morning :rotfl: And the computer at home crashed

Morning All :hello:
Today I have/will:

• I don't say it, but I realised this morning that I do little MS things ALL the time In the shower for eg, I shampoo my hair once not twice, and I use one of those scrubby things that has made the shower gel last about 40 times longer than it used to :rotfl: At breakfast the kettle only holds ONE cups worth of water, and I'm eating Lidl ready brek without a care
• Scratch'n'click - 20p again today
• brought in packed lunch and will have menu planned risotto tonight
• and as it's Thursday I'll be doing my housework in OS using stardrops, microfibre cloths and elbow grease
• sewing some chilli seeds tonight
• collecting a pallet from work for the raised bed I'm planning to build

Have a great day everybody :A

OliveOyl_2

fayjmck wrote: »

Hello all
Late today

We had a hob nob robbery last night
.

Ha! that is why I had to stop making them - pesky little robbers