Car Broken Into

stinky_daddy

carmel11 wrote: »

If you are an in-house door supervisor,you are authorized to check the cctv cameras yourself, (assuming they are their own cameras)why not do it?

Hi carmel11

I am aware of this already and their internal security (images are kept off-site) are reviewing the images as will be the police.

stinky_daddy

dacouch wrote: »

Just for every ones information the signs in car parks saying "The car park own accepts no liability and you park here at your own risk" have no legal standing.

If it went to court a judge would say the sign is an unfair contract and rule in your favour. Its the same principle if you leave your coat in a night club cloakroom and they have a sign up saying they accept no resposibility. A court would rule that if they damaged or lost the coat they are liable for it especially as they have taken payment to look after your coat.

The UK has a law that if a contract is unfair the judge will rip the contract up.

Hi dacouch

I thought that I recalled from studying some basic law (a long time ago) that such signage was uninforceable in law.

I was thinking possibly of an employers duty of care (given that they are aware of the recent spate of vehicle break-ins in the car park and surrounding areas) but as you correctly point out I would have to prove negligence, unless the camera images are that bad that you wouldn't be able to identify anything I figure that it will probably be a nigh on impossible task.

Having been quoted by a well-known company, it would be over £220 to have a new window fitted :eek: .

I have therefore gone down the insurance route and will pay the excess instead.

Art_2

sarahg1969 wrote: »

Only if they find out.

So you would lie if asked by your insurance company. If they then found out you would most certainly be put on the insurance companies blacklist.

Most insurance companies cover glass without loss of NCD. Have you checked your policy?

Regards,
Art.

dacouch

The well known company being Autoglass me thinks, try someone local and it will be a fraction of that price!!! Or ring a scrap yard up and buy the glass for £20ish and then pay someone to fit it

P.S Autoglass are seriously expensive

sarahg1969

Art wrote: »

So you would lie if asked by your insurance company.

Art.

(Assuming this was a question...)

No, I would not. I was simply pointing out that the insurers would only find out if they asked the OP the question and he told them.

Anniehanlon suggested that the very fact that the insurers are unaware of a second job would mean a claim doesn't get paid. It wouldn't if they didn't know.

Art_2

sarahg1969 wrote: »

(Assuming this was a question...)

No, I would not. I was simply pointing out that the insurers would only find out if they asked the OP the question and he told them.

Anniehanlon suggested that the very fact that the insurers are unaware of a second job would mean a claim doesn't get paid. It wouldn't if they didn't know.

The insurance company would ask for occupation. At the time of the damage he was a doorman. If this was a doorman of a nightclub for example this would have a material effect on the incident and may even invalidate the insurance.

Regards,
Art.

dacouch

You would be amazed at how easy it is to find information on someone now days, you can simply google them or check myspace etc etc which may indicate you had another job.

Insurers only tend to investigate in depth if you have a suspicious or very large claim or something does not add up. They will even speak to your neighboors etc and you would be amazed what neighboors etc will say off the record.

The other way they can find out is if you have an accident with one of your colleagues in the car, they may decide to sue your insurers if their injuries are bad and hey presto your Insurers knows about your other occupation. Bearing in mind a lot of Insurers will not cover people who work in nightclubs or the licenced trade and if they would not have covered you if they had know they are within their rights to decline the claim and void the policy. Your name is then entered on to a list that all the Insurers have access to and you will find it virtually impossible to take aby type of insurance out again.

DCFC79

Are there any signs saying owners park at own risk or something similar, something similar happened to me while i was at work. I expected some help towards the cost and no offer came, you could ask but i dont think you would get anywhere

dacouch

DCFC79 wrote: »

Are there any signs saying owners park at own risk or something similar, something similar happened to me while i was at work. I expected some help towards the cost and no offer came, you could ask but i dont think you would get anywhere

A sign saying the "You park at your own risk" has no legal standing if the owners are liable in a claim. It comes under unfair contract law.

Bamber19

dacouch wrote: »

A sign saying the "You park at your own risk" has no legal standing if the owners are liable in a claim. It comes under unfair contract law.

Indeed (I know others have said it already aswell) the purpose of such signs is not actually to limit liability it's to put people off making a claim when their vehicle is damaged. The signs are misleading and should be made illegal.

I guess you're only argument would be that by providing a piece of land for the purpose of a car park your employer has a duty of care and should ensure that there is ample security and protection in place but i wouldn't expect to get very far with that one.