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Getting a business account with crap credit
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Business accounts are always easier to set up with banks cos they charge you extortionate amounts of money for the facility - being T/A account or otherwise.
Best advice, you dont really need this account OP, trade the way you are, it will no doubt be small - most businesses go under to start with mainly due to cash flow reasons, things like banks charging OTT fees and getting all these other "paperwork" stuff in "order" b4hand - which is mainly unecessary.
If you are like most ppl, the idea of a new business is often personalised and personal choices are made at this point. You need to make business decisions on the cheapest and effiecient way to start and sustain trade - getting a Bus.Acct is not gonna do you any favours initially.
Im assumming you haven't just bought out "Woolworths" or anything of the like and this is a more "run from home" enterprise...
AJ0
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