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Is this a type of PPI??

Hi peeps, am looking into reclaiming additions charges and whatnot, and have noticed that since i started with them back in 2003/2004 i have something called "Account Cover Plus Protects Payments And Purchases" on my statements.

Is this a kind of PPI that i may be able to reclaim or something unavoidable?? I was a student and unemployed back then so if it were PPI then surely it wouldn't apply to me cos I wasn't employed??

Thanks guys

Jem
Debt which IS NOW GONE before 31.12.2011: CC - GONE!!! :j Loan: GONE!! :j

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    JemJam wrote: »
    Hi peeps, am looking into reclaiming additions charges and whatnot, and have noticed that since i started with them back in 2003/2004 i have something called "Account Cover Plus Protects Payments And Purchases" on my statements.

    Is this a kind of PPI that i may be able to reclaim or something unavoidable?? I was a student and unemployed back then so if it were PPI then surely it wouldn't apply to me cos I wasn't employed??

    Thanks guys

    Jem


    Hi Jem

    This is possible.;)

    There is no harm in trying to reclaim.:D
    The one and only "Dizzy Di" :D
  • JemJam
    JemJam Posts: 410 Forumite
    Thanks Di, you're like an encyclopedia you should have a direct link to my brain to help we with all these questions lol:rotfl::money:
    Debt which IS NOW GONE before 31.12.2011: CC - GONE!!! :j Loan: GONE!! :j
  • di3004
    di3004 Posts: 42,579 Forumite
    JemJam wrote: »
    Thanks Di, you're like an encyclopedia you should have a direct link to my brain to help we with all these questions lol:rotfl::money:

    lmao :rotfl: :rotfl: now that would be real cool........:rotfl: :rotfl: lmao :D
    The one and only "Dizzy Di" :D
  • You need to be employed and work at least 16 hours per week and have been in continuous employment for 6 months. PPI is not appropriate if you dont meet this criteria.
  • JemJam
    JemJam Posts: 410 Forumite
    Thanks Simon, i'm just not sure if this "Account Cover Plus Protects Payments And Purchases" is exactly PPI, it sure sounds like it though! Am trying to go through the help pages and and T&C I have, but the stuff i can find isn't remotely helpful!
    Debt which IS NOW GONE before 31.12.2011: CC - GONE!!! :j Loan: GONE!! :j
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