📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

WHY is class 2 and 4 NI not good enough to claim JSA

Hello all.

Basically ive been laid off yesterday. Everything ive read on this forum suggests that self employed people are not eligable to claim anything because we pay NI class 2 and 4 and not 1 like PAYE.


WHY WHY WHY. can someone explain why. And also what my options are to help me pay my bills and house rent. Ive got to wait till thursday morning for CAB interview.

Basically a company sub contracted me out to do plastering for a big construction company.

thanks for any help.

Comments

  • olly300
    olly300 Posts: 14,738 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Yep jfdi is right. You can only claim income-based JSA.

    Personally I think it's a ruse to keep unemployment figures down in times of economic trouble as it's more difficult to claim.
    I'm not cynical I'm realistic :p

    (If a link I give opens pop ups I won't know I don't use windows)
  • Andy_L
    Andy_L Posts: 13,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    because you don't pay as much into the pot as someone paying class 1 when you include the employers contributions
  • Because you pay less money on average than others who contribute over 23.8%(employees & employers) on earnings above £105 per week.
    Not Again
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.