Help me :( Im young haha

debrag

can you re do the above

21yrold

Thats the best i can do it, the pink ones are to my knowledge just stupid things like going out bowling cinema or summin like that.

tilly2484

The above is a bit hard to read, is there somehow you can tidy it up a bit. Also some of the descriptions are hard to know what they are e.g wing wah?

debrag

this is better:

27 Feb 09
Bank Credit - Pama Inter Ltd1 139.20
DC - T-Mobile (Uk) Ltd 2.00140.660845
Faster Payment – Mom 200.00
Faster Payment – Mom 100.00
Link ATM - 20.00 - for what?

28 Feb 09
DC Refund - T-Mobile (Uk) Lt 2.00
DC - Capital One Bank 150.00
Interest Debited - notified last month 14.23

02 Mar 09
DC - Creditexpert. 5.95
DC - Wing Wah Oldbury 25.77 - bar?
DC - 2.04 - food
DC 40.00 - cash back for what?
SO - NAN 90.65
Link ATM - 40.00 - for what?
SO - Halifax Personal Loan 213.12

12 Mar 2009
Bank Credit 100.00

10 Mar 2009
Direct Debit - Hfc Bank Ltd 10.85
Debit Card - Subway City 11.00 - food?

09 Mar 2009
LINK ATM - 20 - for what?

08 Mar 2009
Bank Credit - TRUSCOTT P M 15.00
Transfer 9.00 - to where?

07 Mar 2009
LINK ATM - PO Queen St 009320.0

06 Mar 2009
LINK ATM - 10.00 - food

05 Mar 2009
Direct Debit - Rac Motoring Svs 11.17

04 Mar 2009
Direct Debit – Orange 49.48
Direct Debit – Orange 23.84
Direct Debit - Paypal Payment 4.67
LINK ATM - 40.00 - for what?
Transfer 23.00 - where to?

03 Mar 2009
Direct Debit - Swift Cover Insura 73.00
Debit Card - Shell Park Roy 49510.00
Debit Card - 5.60 - for what?

bold are I don't understand figures.

removed balances as not needed
why two Orange payments

pink are my comments

21yrold

debrag wrote: »

this is better:

27 Feb 09
Bank Credit - Pama Inter Ltd1 139.20
DC - T-Mobile (Uk) Ltd 2.00140.660845
Faster Payment – Mom 200.00
Faster Payment – Mom 100.00
Link ATM - 20.00 - for what? I HAVE NO IDEA, GUESSING GOING OUT SOMEWHERE?

28 Feb 09
DC Refund - T-Mobile (Uk) Lt 2.00
DC - Capital One Bank 150.00
Interest Debited - notified last month 14.23

02 Mar 09
DC - Creditexpert. 5.95
DC - Wing Wah Oldbury 25.77 - bar?
DC - 2.04 - food
DC 40.00 - cash back for what? I HAVE NO IDEA, GUESSING GOING OUT SOMEWHERE?
SO - NAN 90.65
Link ATM - 40.00 - for what? I HAVE NO IDEA, GUESSING GOING OUT SOMEWHERE?
SO - Halifax Personal Loan 213.12

12 Mar 2009
Bank Credit 100.00

10 Mar 2009
Direct Debit - Hfc Bank Ltd 10.85
Debit Card - Subway City 11.00 - food? THIS WAS CASH BACK IN A BAR, I DRANK B4 I WENT AND WAS VERY DRUNK £1 CASHBACK £10 DRINK

09 Mar 2009
LINK ATM - 20 - for what? I HAVE NO IDEA, GUESSING GOING OUT SOMEWHERE?

08 Mar 2009
Bank Credit - TRUSCOTT P M 15.00
Transfer 9.00

07 Mar 2009
LINK ATM - PO Queen St 009320.0

06 Mar 2009
LINK ATM - 10.00 - food

05 Mar 2009
Direct Debit - Rac Motoring Svs 11.17

04 Mar 2009
Direct Debit – Orange 49.48
Direct Debit – Orange 23.84
Direct Debit - Paypal Payment 4.67
LINK ATM - 40.00 - for what? I HAVE NO IDEA, GUESSING GOING OUT SOMEWHERE?
Transfer 23.00 - where to? THIS IS FROM MT GF FOR THE ORANGE CONTRACT 23.84 ^^^^^^^

03 Mar 2009
Direct Debit - Swift Cover Insura 73.00
Debit Card - Shell Park Roy 49510.00
Debit Card - 5.60 - for what?

bold are I don't understand figures.

removed balances as not needed

pink are my comments

I've tried to answer all of them but i guess they just all add up! i dont relise i draw 40quid everytime!

tilly2484

I think for you it would be a good idea to keep a spending diary, i know it may sound a little silly for a 21 year old to do but i'm a 24 yr old with over £20k debt now so best to start now! lol

Anyway write down everything you spend in a little notepad or there is an online one you can use http://www.spendingdiary.com/

I tend to split mine into catagories like, food, debts, entertainment, gifts, bills, household etc

I think the fact there is a lot of money there you don't know what it's going on then this wouldbe a good idea.

debrag

you must have been drunk to get £1 cashback