Who insures their animals?

Kimberley

An animal cannot tell you it is in pain though, so how do you know that the Arthritis is not effecting her? Obviously I wouldn't PTS because of Arthritis unless the cat was in constant pain.

Also if my cat developed FIP then no way would I prolong their life as it is fatal. I have seen a few friends cats get FIP and the pain they go through, thats not for me.

UKTigerlily

Kimberley wrote: »

An animal cannot tell you it is in pain though, so how do you know that the Arthritis is not effecting her?

Also if my cat developed FIP then no way would I prolong their life as it is fatal. I have seen a few friends cats get FIP and the pain they go through, thats not for me.

I wouldn't either (Prolong the life of a Cat with FIP), it was simply an example of how IF i'd been able to prevent it but chose not to, i'd never have forgiven myself if he got it & there'd been a way that should have prevented it. Substitute FIP for Cat Flu if you like, same thing, if Tess got Flu & i'd been able to prevent it, I wouldn't forgive myself.

I know the Arthritis isn't affecting her because she has no symptoms at all & I could tell before she was in alot of pain, she had symptoms of it & it was horrible to see. Now with her meds & the changes i've made in other areas she's totally symptom & pain free, of course if they come back i'll take her straight back to the Vets, but yes, Cats do show signs of pain in many cases, with Tess it was obvious, but sometimes it's something as simple as purring.

suki1964

Kimberley wrote: »

The thing is this may sound cruel to some of you but if one of my cats were to get so ill, such as develope cancer then I wouldn't have them treated, i'd have them PTS because no way will I see or put them through any pain as they deteriorate just for my selfish needs so really maybe an account for just minor vet fees would be better for me. I doubt they will ever have broken bones because they will never go out except for the garden so they are not at risk from a RTA.

Not cruel at all. Im of the same mind as well. Just because the science is there doesnt make it right to use it.

Mind Ive only thought this way since Ive lived in a farming community. Before when I was a city lass I would have said treat and be dammed.

Kerriebaby

Three dogs all insured via Direct Line £40 per month

red_bertie

5 cats insured with Healthy Pets for the lot - £20 a month.

red_bertie

Forgot to say they are all above that magic 8+ whack on a bigger premium age.

1sue23

foreign_correspondent wrote: »

I think it depends on the animal as well - my friend has two elderly, crotchety house cats, one of them hates going to the vets so much and becomes so distressed that any prolonged treatment would just be too traumatic for the cat...

my dog, on the otherhand loves visiting the vet, and has no qualms about having stuff done to her!!

My german shepherd also loves the vets and after breaking her leg last year every time I go near to the vets when walking she tries to drag me in there

Hintza

Kerriebaby wrote: »

Three dogs all insured via Direct Line £40 per month

Assuming they live until 15 that is £7,200 exc inflation on fees.

Spirit_2

Dog insured with DBA £16 per month. He is 10 now and the premiums have never been hugely inflated so it is very good value. He has had two squamous cell carinoma in two seperate paws so a toe amputated from each.

He has been treated for a skin condition for the last 13 months, the insurance is time limited for one condition though to 12 months, so we are now commencing covering all costs for further treatment.

The focus of this insurance policy is acute, not chronic conditions.

No other pets are insured, but I need to act on this. This week alone we have paid £27 to have a chicken pts:o (I posted on another thread so wont say why here), and yesterday one of the three bunnies my daughter rescued 3 weeks ago developed an eye ulcer -£57 yesterday and a return visit on Monday. This morning when I picked up the cat who adopted us 6 weeks ago he cried and seems to have a tender chest, so I think he is going to the vet too.

We have always had our horses insured, but DD currently has one on loan and it is covered by the loan agreement.

sammy_kaye18

Bruno is covered by Pet Plan. He has the cover for life which costs us just under £17 a month but like said previously i would rather have it and not need it , then need it and not have it.

Touch wood he has never had to make a claim yet.