Alloy Wheel Insurance is it worth it?

toocan
toocan Posts: 180 Forumite
Part of the Furniture Combo Breaker
in Motoring
Im just about to take delivery of a new scirocco and it has 18" alloy wheels on low profile tyres so im thinking of maybee taking out alloy wheel insurance..

ive been offered it for 89 for 3 years upto 10 claims or £1000 whichever comes first.. does this seem like a good deal?
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Comments

  • Lemonade_Pockets
    Lemonade_Pockets Posts: 1,162 Forumite
    No just be carefull when parking. If worst comes the worst you can get a alloy refurbed for £40 easy.
  • blue_haddock
    blue_haddock Posts: 12,110 Forumite
    Also if it only covers up to £1000 in total - a new 18" alloy from VW could well be £400 if not more so i cannot see you getting 10 claims off them.
  • toocan
    toocan Posts: 180 Forumite
    Part of the Furniture Combo Breaker
    Lemonade_Pockets wrote: »
    No just be carefull when parking. If worst comes the worst you can get a alloy refurbed for £40 easy.

    im more worried about all the pot holes in the road since we had the snow storms etc. roads seem to have fallen to bits.
    blue_haddock wrote: »
    Also if it only covers up to £1000 in total - a new 18" alloy from VW could well be £400 if not more so i cannot see you getting 10 claims off them.

    true but im thinking even 1 claim would make it worthwhile you think?
  • pogofish
    pogofish Posts: 10,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How does this sit with your main insurance?

    IME, they usually charge an extra premimum for alloys to begin with.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Post up the link to the cover and we will have a read of the small print and tell you of any thing you need to know of
  • toocan
    toocan Posts: 180 Forumite
    Part of the Furniture Combo Breaker
    cant find it online was given it at the VW garage its got "inchcape retail" written at the top and on the reverse under claims procedure it has the company name "premia solutions limited"
  • reduceditem
    reduceditem Posts: 3,057 Forumite
    no insurance is worth it
  • toocan
    toocan Posts: 180 Forumite
    Part of the Furniture Combo Breaker
    reduceditem wrote: »
    no insurance is worth it
    kind of a sweeping statement.. could you explain more..
  • DKLS
    DKLS Posts: 13,461 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    reduceditem wrote: »
    no insurance is worth it

    In this case possibly, but definitely not in all cases, Before xmas due to me being stupid, I caused 15k worth of damage to my house. Thankfully I was covered for being stupid, and they made the house good again.
  • Tom_Pickering
    Tom_Pickering Posts: 63 Forumite
    DKLS wrote: »
    due to me being stupid, I caused 15k worth of damage to my house. Thankfully I was covered for being stupid, and they made the house good again.

    Tell us more....
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