Mystery Cheque Received

bigmomma051204

ruthha wrote: »

maybe it was from QUIDCO:T

:rotfl::rotfl::rotfl:

bigmomma051204

hayley11 wrote: »

Not yet. I really want to know what's happened! Come on OP, you can start a thread like this then leave us wondering for the rest of our lives!!

Thinking he may be having a break at her majesty's finest "hotel"....he hasn't posted since he started the thread!! :eek:

quinns2003

just sat and read threw al of these and am itching to find out the outcome

Highlander250469

Sorry to drag this thread up after so long but I haven't been back on the forum and didnt ever post the outcome

just to put everyone in the picture :

I received a personal cheque (£4000) in the post from someone i had never heard of, no note, just a cheque in a plain envelope.

I contacted the issuing banks fraud hotline and gave them the details but they would tell me nothing other than confirm the sort code was a genuine one and related to the actual bank named on the cheque.
they offered me no way of getting a message to the account holder.

I was intrigued and surprised they didnt at least try to obtain my details while I was on the line, they appeared almost disinterested.

THEIR advice was to pay the cheque into my account and see what happened!

I contacted the police with my concerns...more disinterest.

THEIR advice was to pay the cheque into my account and see what happened!

I took the cheque to my own bank, explained the situation and asked if there was any way they could confirm this was a genuine cheque or not.

They couldn't.

THEIR advice was to pay the cheque into my account and see what happened!

So, I paid the cheque into my account.

4 days later it cleared and my current account was £4000 better off.

It stayed there for almost 11 weeks until one day I got a phone call from the bank (local branch, same lady I told the story to when I cashed it, she remembered the story) she informed me that the cheque had been stolen and that the money had not actually cleared and would not be available to me)

I asked her what would happen now and she replied "Nothing!"
no investigation, no questions, nothing.

I was waiting on the Police arriving too with a few questions but not a peep from anyone

So I dont know the story behind it other than it was a stolen cheque sent to me, I assume some sort of scam was supposed to take place whereupon I would be asked to send money etc but for one reason or another nothing ever happened and no contact was ever made.

makes you sick that someone can lose £4000 out of their personal account and not notice for 11 weeks doesnt it! :rotfl:

jenniewb

Highlander250469 wrote: »

Sorry to drag this thread up after so long but I haven't been back on the forum and didnt ever post the outcome

just to put everyone in the picture :

I received a personal cheque (£4000) in the post from someone i had never heard of, no note, just a cheque in a plain envelope.

I contacted the issuing banks fraud hotline and gave them the details but they would tell me nothing other than confirm the sort code was a genuine one and related to the actual bank named on the cheque.
they offered me no way of getting a message to the account holder.

I was intrigued and surprised they didnt at least try to obtain my details while I was on the line, they appeared almost disinterested.

THEIR advice was to pay the cheque into my account and see what happened!

I contacted the police with my concerns...more disinterest.

THEIR advice was to pay the cheque into my account and see what happened!

I took the cheque to my own bank, explained the situation and asked if there was any way they could confirm this was a genuine cheque or not.

They couldn't.

THEIR advice was to pay the cheque into my account and see what happened!

So, I paid the cheque into my account.

4 days later it cleared and my current account was £4000 better off.

It stayed there for almost 11 weeks until one day I got a phone call from the bank (local branch, same lady I told the story to when I cashed it, she remembered the story) she informed me that the cheque had been stolen and that the money had not actually cleared and would not be available to me)

I asked her what would happen now and she replied "Nothing!"
no investigation, no questions, nothing.

I was waiting on the Police arriving too with a few questions but not a peep from anyone

So I dont know the story behind it other than it was a stolen cheque sent to me, I assume some sort of scam was supposed to take place whereupon I would be asked to send money etc but for one reason or another nothing ever happened and no contact was ever made.

makes you sick that someone can lose £4000 out of their personal account and not notice for 11 weeks doesnt it! :rotfl:

Not seen this thread before- thats quite shocking that none of the authroties take it seriously! Your brave to pay it in- I'd be too worried that someone knows where I live... It does make me wonder just how many other holes there are in the system or if they simply didn't look into it as it would have cost them too much money (in which case- I want a job that pays more then £4000 for one task which would probably be completed inside 180 working hours/a weeks worth of hours!)

sassyblue

Trust me. There's so much fraud going on the police simply can't deal with it all.

These cheques originate from the banks themselves, they've just been 'washed' which means what was originally written on them has been removed and they've been 'smuggled' out by employees, sold and re-used. And they come from account holders who have lots of money in the bank so much that they don't notice when £4k is taken out.

Worrying isn't it?

jenniewb

sassyblue wrote: »

Trust me. There's so much fraud going on the police simply can't deal with it all.

These cheques originate from the banks themselves, they've just been 'washed' which means what was originally written on them has been removed and they've been 'smuggled' out by employees, sold and re-used. And they come from account holders who have lots of money in the bank so much that they don't notice when £4k is taken out.

Worrying isn't it?

Yes, I worry about the fact ppl don't notice £4K going from their account yet I freak out when they raise the price of apples per kilo by 20p. It makes me worry that such people with more money then sense exist.