📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Is it best to mention balance to transfer?

Options
I have been accepted for a Lloyds TSB card but i was just wondering if it makes a difference to your acceptance or your credit limit if you tell them that you have a balance amount to be transfered to their card on your application, or wait until you have the card in your hand,

What's the best thing to do ?

Comments

  • mary
    mary Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I put the amount I wanted to transfer on my application form. I have the Lloyds Platinum and they gave me £15K. Be careful as the BTs are only free during the first 6 weeks of the card.
  • Talos_2
    Talos_2 Posts: 29 Forumite
    My experience says yes. I,ve found they base the limit on this, rather than trying to prempt what you might transfer
    micheal5kr.gif
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.