Insurance help..contents insurance

Rikki

jfox wrote: »

they would not proceed with any advice until i told them about my mortgage and savings information

You should not be phone free legal aid. You should be phoning your own insurance policy's legal department. Your own insurance company do offer free legal advice.

jfox wrote:

We both have the same insurance company (Royal sun alliance). RSA told him that I am not liable for his £200 excess as it was accidental.

He has already been told by his insurance company you are not liable!

jfox wrote:

I told this to the insurance company and they said its not for me to worry about.

Your insurance company have told you not to worry about it.

Rikki wrote:

[He made the claim so he is liable for the access under the terms and conditions of his insurance policy.

I can't make an insurance claim for accidental damage, then when I find out how the damage was caused ask that person to pay the access.

All insurance policy's come with an excess. If my car window was broken by my sons football. I would still have to pay the excess regardless of who caused the accident as I was the one who made the claim.

I think this small claims business is just a threat. As he has told you he does not have the support of his insurance company. What makes him believe you owe him or that he can legally win.

Talk to your insurance company! You need their reassurance or visit the CAB. Free half an hour with a solicitor even.

Moleyman69

Did you install the washing machine yourself? If not any claim for incorrect fitting of the machine causing the leak should be directed to the person who actually installed it.

jfox_2

Thanks, i bought the kitchen from Wickes and i used one of their "recommended" fitters to do all the work. I have their insurance details which i will pass onto the insurance company if they want them.

Thanks again for your advice.

Moleyman69

I would do that. If you did not personally fit it then absolutely no liability should attach to yourself for any damage caused.