losing your job? having no income from your savings?

tomterm8

treliac wrote: »

Yes. Usually, they've had the financial spare capacity to be able to create them.

However, those that went without, scrimped and scraped in order to be able to save and have seen others spend it all as they went along and end up being supported by the state (that's those of us who are paying into the system in fact), do feel a sense of disappointment, to put it mildly.

No, what I meant was despite the sence of resentment, a person with exactly the same situation but who has savings when they enter unemployment is pretty much always better off than someone entirely reliant on the state. That's the reason people save.

treliac

tomterm8 wrote: »

No, what I meant was despite the sence of resentment, a person with exactly the same situation but who has savings when they enter unemployment is pretty much always better off than someone entirely reliant on the state. That's the reason people save.

I guess people save for all sorts of reasons. If they get made unemployed, they usually pretty much resent having to spend their savings down to a level before they can claim.

Savings can be quickly wiped out, putting the individual in the same position as someone who didn't save and is able to claim benefits straight away. You can understand why someone in the first position would feel it hadn't been worth the effort.

barnaby-bear

domcastro wrote: »

and think of all those teenage mums getting their free house for their chav kids....

So they get a house at 18, pop out 4 kids by 24, hang around the shops for 10 years watch day time telly - kids gone at 40, child benefit and a lot of the benefits go. No qualifications, no experience, might get a cleaning job/stacking shelves but that won't cover the loss of council tax/housing benefit... low confidence/skills.... 40 years sitting on the settee watching JK.... avoiding the scummier neighbours, doesn't sound that great....

barnaby-bear

treliac wrote: »

Yes. Usually, they've had the financial spare capacity to be able to create them.

However, those that went without, scrimped and scraped in order to be able to save and have seen others spend it all as they went along and end up being supported by the state (that's those of us who are paying into the system in fact), do feel a sense of disappointment, to put it mildly.

But the majority who do this won't lose the job and will be better off and if unlucky this time and they do it again probably won't happen again so in the long run they win by the laws of probability. Those that don't never have the option to win the 'lottery'. Plus those with the attitude to save and be responsible usually have skills and perceptions that mean they will in the long run be ok.

treliac

barnaby-bear wrote: »

So they get a house at 18, pop out 4 kids by 24, hang around the shops for 10 years watch day time telly - kids gone at 40, child benefit and a lot of the benefits go. No qualifications, no experience, might get a cleaning job/stacking shelves but that won't cover the loss of council tax/housing benefit... low confidence/skills.... 40 years sitting on the settee watching JK.... avoiding the scummier neighbours, doesn't sound that great....

They can keep producing til about 40. By then the next generation has taken up the reins. :rolleyes:

And if push comes to shove, wouldn't anyone be pretty well unemployable by that stage anyway?

barnaby-bear

treliac wrote: »

They can keep producing til about 40. By then the next generation has taken up the reins. :rolleyes:

And if push comes to shove, wouldn't anyone be pretty well unemployable by that stage anyway?

but would you be *jealous* of their life - or just resentful at paying for it - I think it's terribly sad that someone's life could be so dependent....

geoffky

I am not a tory supporter but i do know who is going to sort this mess out very soon..

treliac

barnaby-bear wrote: »

but would you be *jealous* of their life - or just resentful at paying for it - I think it's terribly sad that someone's life could be so dependent....

Jealous wouldn't be the word. If I was only able to earn only just above the breadline, maybe, but that's not so.

It is terribly sad, but that's judged from our perspective. If it hadn't been permitted, even encouraged, it wouldn't have happened. It's for the benefit of this and of future generations that we move away from funding such a lifestyle choice.

The purpose of a society is to provide an economic and social framework for its members. For it to function successfully, all members who are capable should have similar rights and responsibilities. Thus enabling the support and protection of those too old, ill or disabled to be productive.

Martinslovechild

geoffky wrote: »

I am not a tory supporter but i do know who is going to sort this mess out very soon..

Hazel Blears???

treliac

Martinslovechild wrote: »

Hazel Blears???

OMG, Where's the garlic and cross? :eek: