Thursday 5/3/09 Wht small dfw thing have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• clean one room so no housework at weekend
• plant some more seeds
• sparkle a lot
• use lots of smilies to cheer me up:D
• murder at least one decorator today which will at least make me feel better;)

Good morning lovely dfw's, Hi to all the regular posters and welcome to any newbies .

Sending hugs to anyone feeling poorly or down xxx

Decorators still here and seriously driving me mad. Tody they have to redo the 50ft lounge area that they papered yesterday as they made such an !!! of it:mad: what a waste of time and money:rolleyes: On the bright side we do have a large patio area to dispose of any bodies:rotfl:
Apologies to any decorators out there who are good at their job:p

See you all later xxx

OliveOyl_2

Murder a decorator :eek: :eek: :rotfl: justifiable I suppose

Morning All :hello:
Well we take it in turns SM to feel B-A-D, today I feel more cheery
So today I have/will:

• Breakfast supplied by work today - bacon butties, danish pastries and a break from the office
• Client taking us for lunch - maybe. Will take a piece of yukky pie just in case
• a NSD yesterday - and highly likely to be repeated today
• Popeye's money has arrived, so will update my signature tonight
• FINISH DS2's room - I've saved on decorators - and probably saved their lives too :rotfl:
• Lodger has given me a pile of vegetables she got reduced at work - so I'll be making something with them.
• House cleaning with Os methods - already done bathroom before work

Grey woolly socks, but I'm sparkling today

skint-student-nurse

hello! quick post from me today, got to bolt out the door for an interview for a managers job today....:eek: and then go to work and try not to murder any 18 year olds who drive me insane at work!! (i wont really, i will just bite my tounge as usual)

so my aims for today are:

• LSD - need a bus ticket to get to the interview
• 2nd coat of paint on DD's room - still got plenty left in the original can of paint from years ago!
• pay bills
• keep job hunting
• fin a cheap place to hire a van from for the move tomorrow

hope everyone has a good day, ive got my lucky hello kitty socks on today....:rotfl:

MrsAudus2b

Hi all

Another short list for me today as still recovering....but...the sky is blue and I feel like sparkling!

So:

• Check online banking
• Make a small extra payment to C/C if possible- prob only £2 but every little helps!
• Spent some time going through finances yesterday - in the 6 months I have been on MSE I have decreased my debt £3856! Can't wait to see what it is after a year!
• Finish off my present list - birthdays coming up in the next 3 to 4 months. Doing well on it and thanks to the present stash will probably only need to get cards and a couple of little things
• Going to mums today - first time outside the house in over a week! We are going to pop into Tescos on the way so I can get a couple of magazines - LSD
• Write shopping list - OH to do gorcery shop tonight
• Heating off all day
• Catch up on diaries
• Update my own

Lots of love to all
Have a good day
xxxx

phillipsdj

Morning all!

Today I have/will:

Check my online banking - Done:A
Charge my phone at work - Doing
Do my daily scratchies - will do tonight as I can't access them at work!
Submit at least 1, decent, DooYoo review
Join the pick up all the change you find in the street challenge!

I hope everyone has a lovely day!

stuffandnonsense

Hello everyone,

Today I'm planning on:

Having a low spending day- hopefully only my bus ticket to work
Check online banking
I've brought lunch into work
Store cupboard Dinner- singapore noodles yummy:j
Print out the stuff needed for my first mystery shop tomorrow.
Fill out spending diary for yesterday.

I hope you all have a lovely day!

Pippilongstocking

Hi ALL

SM don't put the decorators under the patio it will never be propely flat again. You shoudl get some of your oldies to smile at them and then tell the boys that they have an eye for them - that shoudl get them doing a good job and moving quick. xx

Morning all catch up later - rewrites, rewrites, rewrites.


Today
Lodger brekkie and room done
Tea out of freezer for later fish, mash and peas yumm
Buy tea for office using money off vouchers from Mr T - money into my spotty pot for the save woo hooo
Go to willow fields and look at the beasts - pondering - thinking of a new experiment - almost got that sorted woo hoo
Lunch with me leftover lasagne
Fruit with me for my heathlyness
Move money around later on tonight
Check electricity we are using 34 KWh a day - about 4quid - need to see if I can get this down or if its different when lodger boy goes.
DD orchestra so she won't be home til a bit later
Drive darwin as he needs a wee stretch
Look for the second hand furniture place thats been opened
Plant some more seeds did about 12 trays last night - propogator only holds 4 trays though so am going to keep a keen eye and move things once the babies appear. Blinking cat has walked accross 3 trays grr grr grr

Not sure what else today
phoned for a clubcard plus card
Phoned evil stupid debt collectors re a debt I dont knwo about - no further forward - but now I know what its for
got books from library - frugal living for dummies, frugal feasts and no waste like home
Ordered the other books YB mentioned - thanks YB
Changed car insurance with cash back (I hope)
Student loans forms came to do that online
Paid some to loan and cc
Laundry hokey cokey
Organised new experiment at lunchtime whilst eating so saved some time
Milk into work so can claim another sparkly penny (£1) for my dotty pot

My supervisor (the pratt) has just announced he doesnt believe in climate change. - despite a tonne of evidence and despite the fact he is working in an area of renewable energy research. (He's now a double pratt)

Stripey socks today - knee length - hope eveyones well, hugs to those who aren't xx

Cleosmum

I have:

• Checked banking, all ok
• Transferred small amount to saver
• Breakfast from stores

And I will:

• Go to free college course this afternoon
• Ring college about another course
• Lunch and dinner from stores apart from....
• LSD for mozzarella to go with dinner, and budgeted for sw fees later
• Walk to sw and back tonight
• Walk to collect kids from school
• Job search and check for messages on the 6 I applied for yesterday
• Update grocery amount in sig

Think thats it, will update if I do any more

Pippilongstocking

Question - very silly one

I have found a £10 woolies voucher - I know that woolies might be back in some shape or form online at some point.

Do you reckon its worth holding on to it? Pretty sure I can't redeem it anywhere else.

What a lemon, found it in the back of my purse.

Any ideas surely welcomed

Second silly question is anyone else missing 'March' in their quidco activity bit? I don't have a march and I have done some transactions this month ......odd

Piquant_2

Wooliesblog Fay - [HTML]http://www.woolworthsblog.co.uk[/HTML]/ - will keep you updated!! not sure about links....

Piquant_2

hmmm, that looked messy! but the web address is there!!

Morning everyone!

Quickie list for now:

• bought in breakfast and lunch
• store cupboard dinner
• check online banking
• update spreadsheet
• go to library
• update diary