Help - 19 year old with home insurance advice needed.

PaulE_2

Hello.
I'm new to the forum but regularly keep up to date with the weekly newsletter.
I'm looking to take contents insurance out on items of mine, including;

iPhone (£400)
Laptop (£1350)
iPod Touch (£200)
Samsung TV (£700)
Guitar #1 (£299)
Guitar #2 (£799)
Guitar Amp (£550)

I've seen stand alone insurance for gadgets etc, but I want one insurance policy that covers the lot, I currently live with my mum, who rents the house, and isn't a homeowner.
I also think she doesn't have contents insurance, which is why I specifically want one for me.

Can anyone point me in the right direction, as every site is asking me questions such as roofing type, windows, house built when etc?

I only want contents insurance, not building insurance.

dacouch

Do u use the instruments professionally?

PaulE_2

no.
not at the moment, i used to, i'm aware extra insurance is usually required for that

dacouch

Your mother needs to take out a policy on the entire home contents eg hers and yours in her name.

You cannot take out a policy just in your name (You can take out a very basic possesions policy but they are not great cover and expensive).

Get some quotes in your mums name and give her some money towards it

mum2one

You go for a general figure with contents insurance, I have my laptop £600 thats insured against all risks, that added £22 to the policy (for a year), depending on the individual policy if its under £500 then it would eb covered in the house.