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Apex Credit Management Hassle

pinkjaney
Posts: 203 Forumite
Hi
Been paying these people £10 a month for a couple of months then in January i wrote to them and asked for a copy of the Credit Agreement also sent a £1 which they cashed(sent a chq) in the letter i also asked for no more telephone calls in future they were to write to me which laughingly they agreed they had the letter over the phone and it would take a little while to sort everything out!!!!!!
Anyway today had a message on home phone saying bascially you must ring us today due to a change in circumastances we need to discuss your account failure to call will result in us deciding on our next course of action!!!!
I just need to know what to say if they phone again with regards not recieving the CCA and them ring me when i told them not to.Also payments up to date so i think its the old chestnut "please send your latest I&E" which in 3 months has not changed.
Any advice would be great want to be ready for them when they next ring
Been paying these people £10 a month for a couple of months then in January i wrote to them and asked for a copy of the Credit Agreement also sent a £1 which they cashed(sent a chq) in the letter i also asked for no more telephone calls in future they were to write to me which laughingly they agreed they had the letter over the phone and it would take a little while to sort everything out!!!!!!
Anyway today had a message on home phone saying bascially you must ring us today due to a change in circumastances we need to discuss your account failure to call will result in us deciding on our next course of action!!!!
I just need to know what to say if they phone again with regards not recieving the CCA and them ring me when i told them not to.Also payments up to date so i think its the old chestnut "please send your latest I&E" which in 3 months has not changed.
Any advice would be great want to be ready for them when they next ring
0
Comments
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I just need to know what to say if they phone again
They have your communicate in writting only letter, that's god enough.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Apex Credit Management, new address:
Po Box 2583, Stratford upon Avon, CV37 6WW
Just in case you receive a letter and wonder who it's from.
-rapido0
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