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My first stooze!
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Hiya Maddie,
Before rushing out applying for loads of cards, check out Clariman's posts here and also this excellent stoozing website.
You'll also find this stoozing calculator particularly useful.Mortgage Feb 2001 - £129,000
Mortgage July 2007 - £0
Original Mortgage Termination Date - Nov 2018
Mortgage Interest saved - £63790.60
ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)0 -
Thanks MLC
There were a few useful points on the stoozing.com website which were useful to me, ie;
- when you close the card specifically ask them to let the credit reference agencies know that it's closed.
- pay off and close all stooze cards at least 6 months before applying for a mortgage.
-don't apply for too many cards in a short period of time because too many credit checks look bad.
-find out the exact date that the money need to be paid back, and try to get this in writing.
Ok, so I will stick with the 2 cards for now and try and concentrate on putting some 'real money' in my savings accounts!
MaddieProud to be a moneysaver! :cool:0 -
Thanks MLC
There were a few useful points on the stoozing.com website which were useful to me
You can thank me too if you like Maddie - I wrote the Stoozing FAQ (well 95% of it).
ClarimanAuthor of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0 -
Opps, sorry Clariman thank you very very very much! :-*Proud to be a moneysaver! :cool:0
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Not a very good sentence that, is it? :-[
Good Luck.Mortgage Feb 2001 - £129,000
Mortgage July 2007 - £0
Original Mortgage Termination Date - Nov 2018
Mortgage Interest saved - £63790.60
ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)0
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