MBNA PPI charges

sweetcheeks

Hi all.

Not sure if this is the right place to post - sorry if its not.

I currently have an MBNA credit card to which i only use to pay my car insurance and clear in whole after a few months. - (I normally pay about £100 per month.)

I have noticed that I have payment protection insurance on there - to which i do not need - i have a job which luckily is safe.

i have hunted out the last 3 years worth of statements - (i know i should learn to shred more often!) and each statement which has had a balance on has had the ppi added.

I am going to hunt out the number for MBNA to cancel this insurance. I have downloaded the sample letters from this website to which I am going to try my hardest to reclaim all these charges back.

My main question is - can i still use this credit card after?
Any help is much appreciated.

Thanks

melorablack

Yes you can still use the credit card, they should only cancel the insurance, not the card.

di3004

sweetcheeks wrote: »

Hi all.

Not sure if this is the right place to post - sorry if its not.

I currently have an MBNA credit card to which i only use to pay my car insurance and clear in whole after a few months. - (I normally pay about £100 per month.)

I have noticed that I have payment protection insurance on there - to which i do not need - i have a job which luckily is safe.

i have hunted out the last 3 years worth of statements - (i know i should learn to shred more often!) and each statement which has had a balance on has had the ppi added.

I am going to hunt out the number for MBNA to cancel this insurance. I have downloaded the sample letters from this website to which I am going to try my hardest to reclaim all these charges back.

My main question is - can i still use this credit card after?
Any help is much appreciated.

Thanks

Hi there

I take it you want to reclaim on the PPI?

If you need any help with this let us know.;)

simon_templar_2

Your job maybe 'safe' but what provision do you have if you are unable to work due to illness or accident?

oscar52

simon_templar wrote: »

Your job maybe 'safe' but what provision do you have if you are unable to work due to illness or accident?

MBNA (or their PPI provider more correctly) still (in 9/10 cases) wouldnt pay out. They have several get out clauses - illnesses and alike that dont qualify.