what the safest way of investing 10k on ftse 100

chookie1

I'd second the idea of dripping money into the market - almost no chance you'll pick the bottom.

The other thing to look at on tracker funds is the expenses that they charge (or hide by not paying dividends!). Trackers should be pretty cheap to run - no expensive fund managers just a computer - but some can still be pretty expensive. Think that it's quite good news that Vanguard are setting up here http://www.ft.com/cms/s/2/a47f7746-f47c-11dd-8e76-0000779fd2ac.html - should add a bit of competition to the market

TDS_2

As mentioned above. Reduce risk by spreading over 5 or 10 diversified funds (either trackers or actively-managed) from around the globe.

Also, invest monthly over a year or two.

a7man

why has no one suggested ETFs?

sabretoothtigger

Ken68 wrote: »

Surely, even in a recession, consumers will still need water, gas, electric and food.
Investing in essentials is gotta be the way.

Insurance and medicine has been the best bet apparently. Banks own some of this insurance but I think they could have used alot more of course

whiteflag_3

dunstonh wrote: »

As mentioned already, there is no safe way.

What risks do you consider there are in structured products that link returns to the growth in the FTSE 100 index but aim to return at least the original investment at the end of the term? You know like the one Scottish Widows have available at the moment.

whiteflag_3

TDS wrote: »

As mentioned above. Reduce risk by spreading over 5 or 10 diversified funds (either trackers or actively-managed) from around the globe.

Also, invest monthly over a year or two.

Did this work over the last year or two?

Why does investing in 5-10 diversified funds reduce the risk compared to investing in one diversified global fund ?

purch

what the safest way of investing 10k on ftse 100

You could always buy a put at a strike of 3200ish.

That would be a nice little earner :T (then again it might not :eek: .......so best ignore that little piece of advice)

Aegis

whiteflag wrote: »

What risks do you consider there are in structured products that link returns to the growth in the FTSE 100 index but aim to return at least the original investment at the end of the term? You know like the one Scottish Widows have available at the moment.

Inflation risk and performance risk?

All depends how the investor defines risk in the end.

Lokolo

Just looking at the graph above. What does Industrial Metals actually mean? Obviously autombiles is car sales, and as car sales have been declining so has that, same with banks, banks are going urghhy urghy so they have gone down.

Not sure what industrial metals really into so as to why they've gone down sooo much.

gozomark

whiteflag wrote: »

What risks do you consider there are in structured products that link returns to the growth in the FTSE 100 index but aim to return at least the original investment at the end of the term? You know like the one Scottish Widows have available at the moment.

not a risk, but a cost is (normally) the loss of dividends v active fund, or loss of interest v savings