First Direct Best Bank Ever

atlantis187

Just wondering if Carlsberg did banking would it be like First Direct?

Have been with them for 6 months now and have to honestly say they provide an excellent service.

I have been with all other major banks in the past like hsbc, lloyds, halifax and barclays none of these even come close to First Direct.

noah271007

Do you need to be earning 25K a year to join FD?

Swans1912

noah271007 wrote: »

Do you need to be earning 25K a year to join FD?

Just to avoid the £5 per month charge.

I must agree with the OP they are amazing! We are in the process of moving over to them and doing good so far!

noah271007

iKennett wrote: »

Just to avoid the £5 per month charge.

I must agree with the OP they are amazing! We are in the process of moving over to them and doing good so far!

So there is no such criteria to have an account with them? I would like to join them but i don't earn 25K a year. I'll be more than happy to pay £10 quid a month if they are superb.

Extant

noah271007 wrote: »

So there is no such criteria to have an account with them? I would like to join them but i don't earn 25K a year. I'll be more than happy to pay £10 quid a month if they are superb.

No criteria beyond regular credit scoring and the like.

The £10 charge is waived if you hold a mortgage, credit £1500pm, or maintain an average monthly balance of £1500 - assuming you're a new customer.

I would imagine you could just bounce money between the banks using FPS to get around the £1500 credit bit.

moz86

They are superb.. Im mid transfer at the moment, everything going smoothly.... really get the sense Im a valued customer.

D_Man_3

moz86 wrote: »

They are superb.. Im mid transfer at the moment, everything going smoothly.... really get the sense Im a valued customer.

Yep, I applied online ten days ago, within a week my account was set up, I'm registered for telephone and online banking and my card is already out in the post to me.

Superb service so far. :beer:

maninthestreet

Been with FD over 13 years, and I have never had any reason to complain at all.

noah271007

Can customers who are part time employed or unemployed apply for the current account with FD? I am at risk of losing my job due to the recession. Will FD accept customers who are unemployed even if they have a decent credit history? I am considering transferring my bank account to FD.