new driver car insurance

cokethered

hi all this is my 1st time posting so please "gimme a break". am trying to get cheapest quote possible for my recently passed son for his 1st car, any tips on decent companies would be appreciated, cheers.

reehsetin

I was in the same position just insured today, used all the price comparison websites
go compare, compare the market and money supermarket!
cheapest were sheila's wheels (who i insured with and) and swift cover, this was me as a second driver to a parent, cheapest just me was swift cover but over £2.5k!

cokethered

cheapest i found so far is just under 1900 on his own policy, but car only worth 900, same old rip off!

dacouch

reehsetin wrote: »

I was in the same position just insured today, used all the price comparison websites
go compare, compare the market and money supermarket!
cheapest were sheila's wheels (who i insured with and) and swift cover, this was me as a second driver to a parent, cheapest just me was swift cover but over £2.5k!

Reehsetin if you are the main user of the car and have insured the car in your parents name you may have problems if you need to make a claim. If you have not advised the Insurers that you are the main user and that you commute to work / or college (If this is applicable) then your parents may be "Fronting" for you. Do a search of google or MSE for "Fronting" to find out what it is and the possible problems it may cause.

The following link will take you a thread where the policy holder is having problems as he insured his car in his step fathers name. http://forums.moneysavingexpert.com/showthread.html?t=1520121

It is important that when anyone takes out an insurance policy that they do not mislead the Insurer as this can cause problems if you have a claim. If you are not the main user and the parent who has insured the car is the main user you will probably not have a problem but be aware that teh policy may not cover you to commute to and from work or college

emlou2009

when i passed my test my examiner gave me a dvla leaflet of insurance companies that specialised in insuring brand new drivers and they were all cheaper, try asking your instructor if he has access to such a thing, it saved me over £1000 from comparison sites!

reehsetin

dacouch wrote: »

Reehsetin if you are the main user of the car and have insured the car in your parents name you may have problems if you need to make a claim. If you have not advised the Insurers that you are the main user and that you commute to work / or college (If this is applicable) then your parents may be "Fronting" for you. Do a search of google or MSE for "Fronting" to find out what it is and the possible problems it may cause.

The following link will take you a thread where the policy holder is having problems as he insured his car in his step fathers name. http://forums.moneysavingexpert.com/showthread.html?t=1520121

It is important that when anyone takes out an insurance policy that they do not mislead the Insurer as this can cause problems if you have a claim. If you are not the main user and the parent who has insured the car is the main user you will probably not have a problem but be aware that teh policy may not cover you to commute to and from work or college

thanks i am aware, the car wont be for commuting i use the train for work and it would only be for weekends, social and my parents would usually be with me or driving,

dollywops

cokethered wrote: »

hi all this is my 1st time posting so please "gimme a break". am trying to get cheapest quote possible for my recently passed son for his 1st car, any tips on decent companies would be appreciated, cheers.

If there is more than one car in the family, try looking at the companies who give multi-car discounts. We are with Admiral, and it has saved us a lot of money. Also, with Admiral, when we put both OH and I on DS's car, as named drivers, it brought the cost down.