steps to go BR ? Seems too easy!

wkgsomerset

hey guys - all of you who have posted here. A BIG thank you to you ALL.
Haven't gone BR yet but I've done the sums - to pay rent and beer order is average £2100 per week. We take on average £2600 per week. Take off VAT we take £2260. Net of £160. Out of this we got to pay business rates, electric, gas, waste collection, pest control, etc etc etc AND feed and clothe a family of six plus other normal household costs plus £300 per month into IVA payments. The next couple of weeks we have some good bits and pieces booked in so we will make use of this and hold off the people we owe money to. I personally am looking forward to having a life back but my wife, quite rightly, is so very worried about kids.
Again, thank you to all who have given support and advice here. We havent gone BR yet but I know we soon will. We are both worried about what happens next.

dalip

Yes mr jeff we were too. It is the fear of the unknown ,the people in authority,the judge,all sorts of things but take it from me it is not as bad as the constant calls,the letters,the knocks on the door..

I won't pretend it is easy,at least not for me,but 18 mths down the line i only have one regret.That i tried to repay my debts for soo long, when i should have realised i was never going to get out of the hole i had dug for myself.

Any questions and i don't doubt there will many in the coming weeks;) ,just shout,thats what we are here for. Keeps us ex-bc out of trouble.:D Dx