Help, i don't know what to do.

bishbop56

Hi,
I was claiming to reclaim bank charges from the Abbey through Chiltern claims, i have recently found out that they are no longer in business and wondered if anyone could explain what i can do now, preferably step by step as it all seems a bit daunting.
I am a mature student with a child and struggling at the moment, would this be considered hardship?

freedom2b

bishbop56 wrote: »

Hi,
I was claiming to reclaim bank charges from the Abbey through Chiltern claims, i have recently found out that they are no longer in business and wondered if anyone could explain what i can do now, preferably step by step as it all seems a bit daunting.
I am a mature student with a child and struggling at the moment, would this be considered hardship?

Hi, Visit the reclaim bank charges section on this site and download the templates... I`ve done it, it`s simple and will take you through everything step by step. I`ve also had success with PPI claim and recieived around £2,000 pounds back. All thanks to Martin!! :money: Good luck.. Don`t employ someone to do it for you... They take a lot of YOUR money for themselves

freedom2b

bishbop56 wrote: »

Hi,
I was claiming to reclaim bank charges from the Abbey through Chiltern claims, i have recently found out that they are no longer in business and wondered if anyone could explain what i can do now, preferably step by step as it all seems a bit daunting.
I am a mature student with a child and struggling at the moment, would this be considered hardship?

As for hardship speeding your claim up. You have to prove you`re not able to live!! IE. Your living is being met by credit cards etc

bishbop56

Thanks to you both for your quick responses.
Do you think that using nearly all my student loan to pay off debts like rent which is usually 6+ weeks overdue and council tax etc will count. I also have to consider giving up my last year at uni as its getting harder to afford. I haven't got any credit cards as i dont have a job so can not get one.
sorry if i sound really stupid, it just seems confusing

freedom2b

bishbop56 wrote: »

Thanks to you both for your quick responses.
Do you think that using nearly all my student loan to pay off debts like rent which is usually 6+ weeks overdue and council tax etc will count. I also have to consider giving up my last year at uni as its getting harder to afford. I haven't got any credit cards as i dont have a job so can not get one.
sorry if i sound really stupid, it just seems confusing

Yes I would think that would count as hardship

bishbop56

Again, thank you for helping. I have now downloaded the templates and plan to send them off tomorrow.