Halifax charges on non-overdraft letters

NetworkingJunkie

I'm wondering if I have any case for immediate settlement, for charges relating to an account that doesn't even have an overdraft facility.

For about ten years, Halifax have been charging me £35 a letter simply to tell me that they haven't paid something. If I understand correctly, part of the original defence of the 'reasonableness' of these charges was the fact that they involved an unauthorised overdraft and the implications of that for the bank?

In this case that doesn't apply it is just £35 for a letter advising of a failed transaction.

Do I have any grounds for pushing for an immediate settlement (other than hardship, which I can't claim)?

emlou2009

no you're in the same boat as the rest of us, all you can do is submit a claim for your charges.

natweststaffmember

NetworkingJunkie wrote: »

I'm wondering if I have any case for immediate settlement, for charges relating to an account that doesn't even have an overdraft facility.

For about ten years, Halifax have been charging me £35 a letter simply to tell me that they haven't paid something. If I understand correctly, part of the original defence of the 'reasonableness' of these charges was the fact that they involved an unauthorised overdraft and the implications of that for the bank?

In this case that doesn't apply it is just £35 for a letter advising of a failed transaction.

Do I have any grounds for pushing for an immediate settlement (other than hardship, which I can't claim)?

The letter isn't what they are charging you for, the returning of the item is what they are charging you for.As has been said, you're claim remains on hold.