Friday 27/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings
• make a loaf in breadmaker
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• Clean one room so no work to do at weekend
• sparkle a lot - bagpuss socks today:D

Good morning lovely dfw's, can't believe it is Friday already again today:j :j :j , not complaining though:D . Painters still driving me mad here, probably another two weeks for them yet, but I am so fed up of the mess and smell of paint everyday:rolleyes: - thank goodness it is only about every ten years;)
Started decluttering my office yesterday on a grand scale - 4 bin bags full of shreddings so far and more to go today - for a paperless office I don't half seem to get through a lot of paperwork:eek:.Decorators will be in there next week so need to get it sorted.

Sending out hugs to all the people who need one, Mrs A, Andan - hope you are feeling better - Jo - no sign of baby yet?? Need to get on the star jumps:j :j

Hi to all the regulars , and welcome to any new posters:D .

Have a great day everyone, will catch up with you all later. xxx

pixiechick99

Good Morning!
Hooray it's Friday again! It's come round very fast this week....:beer:
Anyway, off to work soon...here's a quick list:

• Scratchcards....25p and 20p woooohoooo:T
• Check banking
• Amend tesco shopping that's due tomorrow (1000 points;) )
• Tidy up a bit
• Washing on quick wash
• Washing on airers
• Chrage phone at work
• Meal from plan tonight - Chicken curry

I'm trying to sparkle along with you all.....don't feel too bad, silly tummy still not it's best:o Have a good day all!

urg123

Good morning

Day off today so spending it with OH. Sun is shining here

Today I will:

• check bank accounts (got paid today):j
• Make overpayments as per plan
• Call inland revenue about questions I have
• Call self assessment people
• enjoy day with OH

Have a great day!

urg x x

Pippilongstocking

Hiya

Morning all - sore back - hmmm no idea whats up kinda slept funny I ugess

Well done on the office declutter

Today
Lots of work to do so no messing around on the internet all day
Move money around to pay for new lawnmower (whoops yesterday was not a NSD - well it was until 4.30pm)
Milk to work pocket a quid
Lunch from cupboard (whoops I might have had chips 60p)
Try and not have a takeaway tonight
Looked out some things for the cleaner lady cos she is manning hte charity shop next week
Tidy up more of the conservatory see if I can find something to sit on out there as its almost not an evil ice cave anymore
Tonight DS and his pal having a Blackadderr fest on the projector on the wall - woo hoo so will definately be joining them for that
Payment to hairy loan.
lodger rooom to sort out and bed to do - he's back on sunday

See you later guys - black tights today under trousers as its cold - pretendingI can see the secret stripes

Jo_R_2

Morning all, we're here bright and early!

***Baby still not out yet LOL... 10 days overdue now!***

Today I will:

• check online banking
• mini weekend shopping list so as not to succumb to supermarket pre-packed meals etc, just need milk, bread and a couple of fresh bits and bobs

Today I might (hopefully):

• do online shopping - I may be naive here but am assuming we will have a baby next week and shopping will the the last thing on our minds... then again I could be wasting a £10 off/double points voucher (not sure which one will be best to use yet!) as could have another week potentially!:eek:

Miss_Piggy_2

Morning all

Jo_R Wheres that baby???
Fay - enjoy your blackadderfest - I LOVE blackadder

Off to Piglets speech therapy playgroup this morning - looking forward to that as its good fun.

Other than that:

* Washing hokey cokey - about 3 lots to do
* Treat piglet to Maccy D's
* Storecupboard tea
* Pay Day!!!!!
* PAD to Studio
* order mums 60th birthday present

Thats all folks!!

Miss P
xx

Bagpuss741

Today I will/have

1. Checked online banking done
2. NSD failed, I bought a few things in tesco
3. Walk dog done
4. OU coursework currently doing
5. Complete any surveys I get done
6. Play free scratchcard done
7. Store cupboard meals
8. Sort through receipts in purse done
9. Received £15.48 bingo winnings and transferred it to credit card done
10. Watch rugby C'mon Wales
11. Added £2 to pig
12. Added £4.40 to sealed pot

noynoy

will take the babys to library bunce and rhyme..for singing danicng squash biscuits and a cuppa..all for free

CLKG7

Good Morning everyone.:hello:

Soooo happy its friday today got this horrible cold, and feeling really tired!
Not sure how motivated i'll be today but here is my list:

• My dads taking me and my brother out for lunch he'd never let us pay! bless him.
• Free Scratchcard - 10p!
• Make sure all expenses are up to date.
• Make a PAD - even if its 50p - £1
  
• Update money database
• Drink 2 Litres of Water
• Take dog out for a walk
• Check over plan for next week - re: no smoking and healthy eating!

Think thats all for today.
Take care all!
Charlie xxx

Piquant_2

Morning!

Jo!! Ten days, wow, you must be feeling a tad large now...
Fay, I'll be round later for the Blackadderfest
Miss P, a word of warning. My youngest went for speech therapy, he is now known as Donkey (as in Shrek) as he never stops talking :rotfl:
andan, hope you feel better
MrsA, you too, maybe it's helping with your weight loss plan, always a silver lining!

It's Friday, thank goodness, it's been the week from hell here at work, next week will be no better, joy....

The list

• check online banking
• update spreadsheet
• do meal plan and shopping list
• update diary
• charge phone
• do housework

angelflower_2

will update fully later but its 10 am, been in work for an hour and not actually done anything yet

However, its pay day today so my priority is to pay bills with as much of it as I can before I spend ANYTHING!!